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Haywood County, NC: Foreclosures, Tax Liens & Distressed Properties

Haywood County, NC, North Carolina: 7 ZIP codes scored, Haywood County, NC averaging 30/100 (moderate, Haywood, NC), from 27 to 31. Haywood County, NC is in its peak phase (Haywood, NC confidence 18/100): Haywood, NC home prices up 1.9% (Haywood, NC) over twelve months. Haywood County, NC lender headwind: 46/100.

Highest-scoring Haywood County, NC ZIPs: 28716 (31/100), 28721 (31/100), 28745 (31/100), 28751 (31/100), 28785 (31/100), 28786 (31/100). Also scored in Haywood County, NC: 28743.

Across Haywood County, NC's scored ZIPs: median home value $280,086, household income $60,779, 33.4% vacancy, 9.6% poverty, 80% owner-occupied, median age 49.7.

Haywood County, NC insurance distress 86/100 (#208 in the US); FEMA hazard 78/100 for Haywood, NC; 6 federal disaster declarations in Haywood County, NC since 2023; 281 Haywood, NC NFIP flood claims, $17.1M paid; Haywood, NC construction distress 47/100.

6 banks with 9 branches lend in Haywood County, NC; Haywood, NC weighted bank stress 61/100, highest 71/100 in Haywood, NC.

Haywood County, NC unemployment 3.1% (Haywood, NC -0.3 pts, six months); 464 new housing units permitted in Haywood County, NC over twelve months, Haywood, NC up 4% from 447; Haywood, NC home prices +11.6% a year (Haywood, NC) over three years.

35,560 housing units in Haywood County, NC; 6,689 Haywood, NC renter households; 40% of Haywood, NC renters spend 30%+ of income on rent, 19% (Haywood, NC) half or more.

Haywood County, NC ranks #443 nationally on the opportunity index (Haywood, NC, among all ranked counties); Haywood, NC scores 33.7/100 and Haywood, NC sits #18 inside North Carolina. Haywood, NC is in the peak_opportunity opportunity phase; Haywood, NC's primary driver is vacancy, Haywood, NC second driver bank institutional; Haywood, NC moved up 15 places. 8 short-sale listings across Haywood, NC; 105 days on market observed in Haywood, NC; 21.6% vacancy over 7 Haywood, NC ZIPs.

No CFPB county sample covers Haywood County, NC. The non-metro area reading for Haywood, NC: 1.3% ninety-plus days late; Haywood, NC's thirty-to-eighty-nine share is 3.4% (Haywood, NC, December 2025 data); North Carolina overall 0.9%.

Haywood County, NC has 3 watched banks; 3 Haywood, NC banks sit in an elevated band. Haywood, NC footprints: First-Citizens Bank&Trust Co (3 branches, stress 71) in Haywood, NC; Hometrust Bank (2 branches, stress 49) in Haywood, NC; Truist Bank (1 branch, stress 62) in Haywood, NC.

HUD lists 5 assisted multifamily properties in Haywood County, NC with 473 units; 56 Haywood, NC units are assisted.

8,437 of the 35,560 housing units in Haywood, NC sit vacant. Haywood County, NC permitted 84 multifamily units in twelve months; Haywood, NC's one-to-four unit structures added 380 units in Haywood County, NC.

Peak
Market phase
1.9%
Haywood, NC HPI YoY
0%
Drawdown
18
Haywood confidence

Top Haywood County ZIP codes by stress score

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