ZIP 28745 Foreclosure, Tax-Lien & Distress Report
Haywood County, North Carolina · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 28745 in Haywood County, North Carolina comes in at 32, a moderate composite-distress reading. The split runs 70/100 structural to 9/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), FEMA disaster exposure (84/100), climate & FEMA risk (75/100). The pressure is most legible in structural risk (70/100), institutional ownership (67/100), construction/permit lag (45/100). mortgage stress (29/100) stay muted.
Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 15% lower over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 640 housing units across 28745. Home values center near $356,600, an affordability ratio of 3.2× — accessible. The vacancy rate is 67.7% — elevated. Around 0% of renters are cost-burdened. At $115,081, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 21/100. The tenure split is 92% owner-occupied to 8% rented. The poverty rate is 1.4% — low. 555 residents call 28745 home, typically aged 58. Around 72% of adults hold a bachelor's degree or higher.
On the whole, 28745 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 28745 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 28745 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 28745 stays directly comparable to neighboring ZIPs and the rest of Haywood County, North Carolina. Where the public record is thin for 28745, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 28745 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. In workflow terms, 28745 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 28745’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 28745 distress snapshot
The live 28745 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Haywood County ZIPs near 28745
Explore related distress reports
Other reports tied to Haywood County, North Carolina — ZIP, county and statewide.
Open the complete 28745 acquisition file
See who owns each distressed property in 28745, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology