ZIP 28723 Foreclosure, Tax-Lien & Distress Report

ZIP code 28723 in Jackson County, North Carolina carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100), climate & FEMA risk (76/100), FEMA disaster exposure (75/100). The sharpest non-environmental signals are structural risk (63/100), institutional ownership (59/100), construction/permit lag (36/100). On the quiet end sit construction/permit lag (36/100) and mortgage stress (29/100). Structural risk reads 63/100 against active distress of 9/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 51% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $347,900, an affordability ratio of 7.1× — stretched. Rent burden reaches 41% of tenant households. Population is roughly 11,427 with a median age of 22. About 32% have a four-year degree. Vacancy runs 31.3%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 6,012 housing units. 36% of housing is owner-occupied. Roughly 30.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 50/100. Median household income is $43,539, below the U.S. median near $78,000.

Taken together, 28723 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 28723 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 28723's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 28723, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 29/100 for 28723 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 28723 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.