ZIP 28707 Foreclosure, Tax-Lien & Distress Report
Jackson County, North Carolina · High Vacancy market
In Jackson County, North Carolina, ZIP 28707 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 65 and live distress 0 on the 0–100 scale. The most distinctive pressure shows up in structural risk (65/100), institutional ownership (63/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) register low. Environmental exposure also runs high (FEMA disaster exposure (84/100), flood (NFIP) exposure (80/100), climate & FEMA risk (76/100)).
The market reads peak — home values rose 2.8% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
Owners hold 66% of homes, renters 34%. The poverty rate is 7.8%. There are about 349 housing units across 28707. Around 30% of renters are cost-burdened. Home values center near $334,000, an affordability ratio of 4.5×. Vacancy runs 34.9%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 34/100. At $44,813, median income runs below typical U.S. levels. Population is roughly 580 with a median age of 52. Around 33% of adults hold a bachelor's degree or higher.
Net-net, 28707 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 28707 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 28707 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 28707, the field stays empty rather than modeled, and fills in as new documents post.
28707's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 28707 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 28707
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 28707 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 28707, the same set carried on every parcel.
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Keep going: ZIP, county and state distress coverage for Jackson County, North Carolina.
Unlock parcel-level detail for ZIP 28707
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Rules-based scoring — each signal ties to a public dataset · methodology