ZIP 28774 Property Distress & Foreclosure Data

DLRadar grades ZIP 28774 (Transylvania County, North Carolina) at a moderate 32/100 for overall property distress. Structural risk reads 72/100 against active distress of 9/100. Climate and flood risk are elevated too — FEMA disaster exposure (91/100), flood (NFIP) exposure (90/100), climate & FEMA risk (66/100). Property-level stress concentrates in structural risk (72/100), institutional ownership (69/100), construction/permit lag (63/100). mortgage stress (30/100) stay muted.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $797,900 (6.1× income). 87% of housing is owner-occupied. 1,437 residents call 28774 home, typically aged 64. Vacancy runs 71.8%, above the national norm and a classic distress-and-opportunity signal. At $119,183, median income runs above typical U.S. levels. Rent burden reaches 39% of tenant households. The demographic-stress sub-score lands at 37/100. Around 68% of adults hold a bachelor's degree or higher. There are about 2,859 housing units across 28774. The poverty rate is 6.3% — low.

Taken together, 28774 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.