ZIP 29686 Property Distress & Foreclosure Data

ZIP code 29686 in Oconee County, South Carolina carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (65/100), institutional ownership (64/100), construction/permit lag (33/100). construction/permit lag (33/100) and mortgage stress (26/100) stay muted. On the structural side it scores 65/100, with 8/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (92/100), climate & FEMA risk (84/100), flood (NFIP) exposure (63/100).

Prices here sit in a peak phase: values rose 3.7% over the trailing year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 14.8%. The vacancy rate is 39.2% — elevated. 91% of housing is owner-occupied. Around 48% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. Around 20% of adults hold a bachelor's degree or higher. 932 residents call 29686 home, typically aged 52. The typical home is worth about $332,500 (2.8× income, relatively affordable). At $87,981, median income runs above typical U.S. levels. The ZIP holds roughly 604 housing units.

Taken together, 29686 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.