ZIP 29696 Foreclosure, Tax-Lien & Distress Report

Oconee County, South Carolina's ZIP 29696 registers 31/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (FEMA disaster exposure (95/100), climate & FEMA risk (84/100), flood (NFIP) exposure (62/100)). The most distinctive pressure shows up in structural risk (68/100), institutional ownership (65/100), construction/permit lag (45/100). mortgage stress (26/100) stay muted. Structural exposure scores 68 and live distress 8 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 17% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 2,266 housing units. The tenure split is 89% owner-occupied to 11% rented. Roughly 10.8% live below the poverty line. Vacancy runs 9.4%. The typical home is worth about $219,100 (2.4× income, relatively affordable). Educational attainment sits at 29% bachelor's-or-above. The demographic-stress sub-score lands at 23/100. Around 22% of renters are cost-burdened. 5,301 residents call 29696 home, typically aged 46. Households earn a median $77,172 — near the roughly $78,000 national figure.

Net-net, 29696 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 29696's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 29696 shows blanks, not estimates, wherever the record is sparse.

29696's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 29696 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.