ZIP 28708 Foreclosure, Tax-Lien & Distress Report

ZIP code 28708 in Transylvania County, North Carolina carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic distress index. Its standout signals are structural risk (72/100), institutional ownership (69/100), construction/permit lag (69/100). On the quiet end sit mortgage stress (30/100). Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (89/100), climate & FEMA risk (60/100). Structural exposure scores 72 and live distress 9 on the 0–100 scale.

The peak-phase market in 28708 posted values that rose 1.9% over the year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

333 residents call 28708 home, typically aged 54. Rent burden reaches 100% of tenant households. The typical home is worth about $242,900. Vacancy runs 59.5%, above the national norm and a classic distress-and-opportunity signal. Around 22% of adults hold a bachelor's degree or higher. The ZIP holds roughly 374 housing units. On demographic stress specifically, 28708 scores 63/100. The tenure split is 96% owner-occupied to 4% rented. Roughly 16.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 28708 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 28708 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 28708 runs through one identical scoring model, so its 32/100 sits on the same scale as every other ZIP in Transylvania County, North Carolina and the nation. Nothing here is interpolated — where a source is thin for 28708, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 32/100 for 28708 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 28708 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.