ZIP 28747 Foreclosure, Tax-Lien & Distress Report

ZIP 28747's composite property-distress score is 32/100 - DLRadar classes that as moderate for Transylvania County, North Carolina. Structural exposure scores 73 and live distress 9 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), FEMA disaster exposure (91/100), climate & FEMA risk (60/100). Property-level stress concentrates in structural risk (73/100), institutional ownership (70/100), construction/permit lag (70/100). By contrast, mortgage stress (30/100) register low.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 94% owner-occupied to 6% rented. Around 29% of adults hold a bachelor's degree or higher. The vacancy rate is 51.7% — elevated. The demographic-stress sub-score lands at 30/100. About 2,216 people live here, median age 49. Roughly 20.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $294,600 here, or 4.2 times local income. The ZIP holds roughly 1,865 housing units. Around 0% of renters are cost-burdened. Households earn a median $60,405 — below the roughly $78,000 national figure.

Net-net, 28747 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 28747 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 28747 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Transylvania County, North Carolina and the nation. Where the public record is thin for 28747, the field stays empty rather than modeled, and fills in as new documents post.

Behind 28747's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 28747 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.