ZIP 28747 Property Distress & Foreclosure Data

DLRadar grades ZIP 28747 (Transylvania County, North Carolina) at a moderate 32/100 for overall property distress. Structural exposure scores 72 and live distress 9 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), FEMA disaster exposure (93/100), climate & FEMA risk (60/100). Property-level stress concentrates in structural risk (72/100), institutional ownership (71/100), construction/permit lag (67/100). mortgage stress (30/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

94% of housing is owner-occupied. Around 29% of adults hold a bachelor's degree or higher. Vacancy runs 51.7%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 30/100. 2,216 residents call 28747 home, typically aged 49. The poverty rate is 20.9% — high, a tax-stress and distress correlate. The typical home is worth about $294,600 (4.2× income). There are about 1,865 housing units across 28747. Rent burden reaches 0% of tenant households. At $60,405, median income runs below typical U.S. levels.

Taken together, 28747 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.