ZIP 28739 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 28739 in Henderson County, North Carolina comes in at 28, a low composite-distress reading. Leading the profile are institutional ownership (64/100), structural risk (61/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) and construction/permit lag (4/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), climate & FEMA risk (81/100), FEMA disaster exposure (78/100). On the structural side it scores 61/100, with 8/100 of stress already active.

The market reads peak — home values rose 0.8% year on year, and 15% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 11,334 housing units. 13.5% of residents fall below the poverty threshold. At $70,464, median income runs near typical U.S. levels. About 20,656 people live here, median age 54. Rent burden reaches 35% of tenant households. Around 44% of adults hold a bachelor's degree or higher. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. 79% of housing is owner-occupied. On demographic stress specifically, 28739 scores 33/100. Home values center near $394,900, an affordability ratio of 5.1×.

On the whole, 28739 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 28739's 28/100 can be lined up against any neighbor in Henderson County, North Carolina or any ZIP coast to coast. Sparse data for 28739 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 28739's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 28739 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.