ZIP 28772 Foreclosure, Tax-Lien & Distress Report
Transylvania County, North Carolina · High Vacancy market
ZIP code 28772 in Transylvania County, North Carolina carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 72 and live distress 9 on the 0–100 scale. What sets it apart are the readings on structural risk (72/100), institutional ownership (71/100), construction/permit lag (67/100). By contrast, mortgage stress (30/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), FEMA disaster exposure (93/100), climate & FEMA risk (60/100).
The market reads peak — home values rose 3.2% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 1,355 people live here, median age 36. Educational attainment sits at 37% bachelor's-or-above. Vacancy runs 30.4%, above the national norm and a classic distress-and-opportunity signal. Owners hold 72% of homes, renters 28%. Median household income is $76,165, near the U.S. median near $78,000. There are about 804 housing units across 28772. Home values center near $248,900, an affordability ratio of 3.4× — accessible. Rent burden reaches 16% of tenant households. DLRadar's demographic-stress index for the area reads 28/100. 13.5% of residents fall below the poverty threshold.
Net-net, 28772 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 28772
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 28772 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Transylvania County
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Deterministic. Every signal traces to a public dataset · methodology