ZIP 28772 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 28772 in Transylvania County, North Carolina comes in at 32, a moderate composite-distress reading. The latent-versus-live split is 72/100 structural and 9/100 already moving. The most distinctive pressure shows up in structural risk (72/100), institutional ownership (69/100), construction/permit lag (69/100). By contrast, mortgage stress (30/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (96/100), FEMA disaster exposure (89/100), climate & FEMA risk (60/100)).

Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,355 with a median age of 36. About 37% have a four-year degree. The vacancy rate is 30.4% — elevated. 72% of housing is owner-occupied. Households earn a median $76,165 — near the roughly $78,000 national figure. There are about 804 housing units across 28772. A median home runs $248,900 here, or 3.4 times local income. Around 16% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. The poverty rate is 13.5%.

On the whole, 28772 leans distressed, with opportunity clustered in specific stressed parcels. 28772 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 28772 read uses the identical scoring model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 28772 stays directly comparable to neighboring ZIPs and the rest of Transylvania County, North Carolina. The score is rebuilt from public data as it updates, so 28772 reflects the current record instead of a stale or modeled snapshot.

Behind 28772's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 28772 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.