ZIP 28736 Property Distress & Foreclosure Data

ZIP code 28736 in Jackson County, North Carolina carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 71 and live distress 9 on the 0–100 scale. What sets it apart are the readings on structural risk (71/100), institutional ownership (65/100), construction/permit lag (59/100). By contrast, mortgage stress (29/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (80/100), climate & FEMA risk (76/100).

The market reads expansion — home values rose 5.5% year on year, and 26% higher over three years, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 61.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 32% bachelor's-or-above. Owners hold 94% of homes, renters 6%. Median household income is $67,483, below the U.S. median near $78,000. Home values center near $428,400, an affordability ratio of 4.4×. DLRadar's demographic-stress index for the area reads 44/100. About 1,093 people live here, median age 53. Rent burden reaches 92% of tenant households. There are about 1,405 housing units across 28736. 15.5% of residents fall below the poverty threshold.

Net-net, 28736 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.