ZIP 28786 Foreclosure, Tax-Lien & Distress Report

In Haywood County, North Carolina, ZIP 28786 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Leading the profile are structural risk (70/100), institutional ownership (67/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (29/100). The split runs 70/100 structural to 9/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), FEMA disaster exposure (84/100), climate & FEMA risk (75/100).

The peak-phase market in 28786 posted values that rose 1.9% over the year, and 15% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Around 43% of renters are cost-burdened. Roughly 12.8% live below the poverty line. Households earn a median $56,047 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 35/100. A median home runs $297,800 here, or 4.8 times local income. About 32% have a four-year degree. Vacancy runs 18.2%, above the national norm and a classic distress-and-opportunity signal. 70% of housing is owner-occupied. There are about 12,112 housing units across 28786. 22,153 residents call 28786 home, typically aged 49.

Taken together, 28786 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 28786 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 28786 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28786 can be compared directly against any other ZIP in Haywood County, North Carolina or nationwide. Sparse data for 28786 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 32/100 for 28786 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 28786 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.