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ZIP 28721 Foreclosure, Tax-Lien & Distress Report

Haywood County, North Carolina · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 28721 in Haywood County, North Carolina comes in at 32, a moderate composite-distress reading. Structural exposure scores 70 and live distress 9 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (97/100), FEMA disaster exposure (84/100), climate & FEMA risk (75/100)). The sharpest non-environmental signals are structural risk (70/100), institutional ownership (67/100), construction/permit lag (45/100). mortgage stress (29/100) stay muted.

The peak-phase market in 28721 posted values that rose 1.9% over the year, and 18% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 10,561 people live here, median age 45. The poverty rate is 6.6% — low. The typical home is worth about $281,800 (3.7× income, relatively affordable). Around 27% of adults hold a bachelor's degree or higher. The tenure split is 75% owner-occupied to 25% rented. There are about 5,125 housing units across 28721. Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 32/100. Around 53% of renters are cost-burdened. At $67,323, median income runs below typical U.S. levels.

Taken together, 28721 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 28721 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 28721's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 28721, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 32/100 for 28721 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 28721 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

32/100
Composite stress
70/100
Structural risk
9/100
Distress activity

What is driving ZIP 28721’s distress

Foreclosure activity0
Mortgage stress29
Climate / FEMA risk75
28721 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

28721 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 28721, the same set carried on every parcel.

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Neighbouring ZIPs in Haywood County

More distress data near 28721

Further distress data across Haywood County, North Carolina at ZIP, county and state level.

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