ZIP 28721 Property Distress & Foreclosure Data

Haywood County, North Carolina's ZIP 28721 registers 35/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 78 and live distress 9 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), FEMA disaster exposure (88/100), climate & FEMA risk (75/100). The most distinctive pressure shows up in structural risk (78/100), construction/permit lag (73/100), institutional ownership (69/100). By contrast, mortgage stress (29/100) register low.

The market reads peak — home values rose 3.2% year on year, and 18% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 10,561 people live here, median age 45. 6.6% of residents fall below the poverty threshold. Home values center near $281,800, an affordability ratio of 3.7× — accessible. Educational attainment sits at 27% bachelor's-or-above. Owners hold 75% of homes, renters 25%. There are about 5,125 housing units across 28721. Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 32/100. Rent burden reaches 53% of tenant households. Median household income is $67,323, below the U.S. median near $78,000.

Net-net, 28721 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.