Macon County, NC: Foreclosures, Tax Liens & Distressed Properties

Macon County, NC, North Carolina: 6 ZIP codes scored, Macon County, NC averaging 30/100 (moderate, Macon, NC), from 27 to 31. Macon County, NC is in its peak phase (Macon, NC confidence 22/100): Macon, NC home prices up 2.8% (Macon, NC) over twelve months. Macon County, NC lender headwind: 48/100.

Highest-scoring Macon County, NC ZIPs: 28734 (31/100), 28741 (31/100), 28763 (31/100), 28775 (31/100), 28781 (31/100), 28713 (27/100).

Across Macon County, NC's scored ZIPs: median home value $334,150, household income $53,892, 37.0% vacancy, 14.4% poverty, 76% owner-occupied, median age 50.5.

Macon County, NC insurance distress 81/100 (#324 in the US); FEMA hazard 78/100 for Macon, NC; 6 federal disaster declarations in Macon County, NC since 2023; 14 Macon, NC NFIP flood claims, $492K paid; Macon, NC construction distress 61/100.

7 banks with 9 branches lend in Macon County, NC; Macon, NC weighted bank stress 60/100, highest 71/100 in Macon, NC.

Macon County, NC unemployment 3.3% (Macon, NC -0.5 pts, six months); 211 new housing units permitted in Macon County, NC over twelve months, Macon, NC down 11% from 238; Macon, NC home prices +13.6% a year (Macon, NC) over three years.

27,216 housing units in Macon County, NC; 4,279 Macon, NC renter households; 45% of Macon, NC renters spend 30%+ of income on rent, 23% (Macon, NC) half or more.

Macon County, NC ranks #106 nationally on the opportunity index (Macon, NC, among all ranked counties); Macon, NC scores 37.2/100 and Macon, NC sits #5 inside North Carolina. Macon, NC is in the strong_buy opportunity phase; Macon, NC's primary driver is vacancy, Macon, NC second driver construction; Macon, NC moved up 21 places. 9 short-sale listings across Macon, NC; 112 days on market observed in Macon, NC; 29.2% vacancy over 6 Macon, NC ZIPs.

No CFPB county sample covers Macon County, NC. The non-metro area reading for Macon, NC: 1.3% ninety-plus days late; Macon, NC's thirty-to-eighty-nine share is 3.4% (Macon, NC, December 2025 data); North Carolina overall 0.9%.

Macon County, NC has 3 watched banks; 3 Macon, NC banks sit in an elevated band. Macon, NC footprints: First-Citizens Bank&Trust Co (2 branches, stress 71) in Macon, NC; First Bank (2 branches, stress 47) in Macon, NC; Nantahala Bank&Trust Co (1 branch, stress 63) in Macon, NC.

8,810 of the 27,216 housing units in Macon, NC sit vacant. Macon County, NC permitted 0 multifamily units in twelve months; Macon, NC's one-to-four unit structures added 211 units in Macon County, NC.