Macon County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Macon County, North Carolina? DLRadar grades every Macon County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Macon County breakdown.
- Macon County's most distressed ZIP is 28763 at 32/100.
- 6 ZIP codes tracked in Macon County, averaging 31/100 distress.
- Macon County reads peak — home values up 2.8% year over year.
- Vacancy runs 37% across Macon County's tracked ZIPs, with a 14.4% poverty rate.
- The typical Macon County home is worth about $334,150 against a ~$53,892 median income.
- Lending headwind in Macon County sits at 48/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28763 | 32/100 |
| 2 | 28775 | 32/100 |
| 3 | 28781 | 32/100 |
| 4 | 28734 | 31/100 |
| 5 | 28741 | 31/100 |
| 6 | 28713 | 27/100 |
Most distressed ZIP codes in Macon County (composite distress 0-100, 2026)
What is driving Macon County distress
Macon County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 31/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Macon County market phase and pricing
DLRadar places Macon County in peak; prices moved up 2.8% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Macon County
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Frequently asked
What is the most distressed ZIP code in Macon County, NC?
ZIP 28763 leads Macon County at 32/100, recomputed monthly from public records.
How would you describe the Macon County market phase?
Phase for Macon County: peak, tracking a 2.8% gain year over year, read off the FHFA index.
Where does the Macon County data come from?
Every Macon County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 6 Macon County ZIP codes that it runs on every other U.S. county, so Macon County's numbers are directly comparable to any other market.
How much do distress scores vary between Macon County ZIP codes?
The county figure is a blend, not a description. Across the Macon County ZIPs DLRadar ranks, scores run from 32/100 in 28763 down to 27/100 in 28713, against a Macon County average of 31/100. A spread of 5 points means Macon County has to be worked ZIP by ZIP.
What do Macon County home values and vacancy say about distressed supply?
The typical Macon County home carries about $334,150 of value against a median household income near $53,892. Vacancy across Macon County's tracked ZIPs runs 37% and the poverty rate is 14.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Macon County's foreclosure and tax-lien filings and its 48/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.