ZIP 37307 Property Distress & Foreclosure Data

Polk County, Tennessee's ZIP 37307 registers 17/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (64/100), structural risk (36/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (15/100) register low. Structural risk reads 36/100 against active distress of 4/100.

The market reads peak — home values rose 4.1% year on year, and 12% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 83% of homes, renters 17%. Median household income is $74,953, near the U.S. median near $78,000. Vacancy runs 15.9%, above the national norm and a classic distress-and-opportunity signal. 11.0% of residents fall below the poverty threshold. There are about 2,422 housing units across 37307. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $220,300, an affordability ratio of 2.5× — accessible. Educational attainment sits at 12% bachelor's-or-above. About 5,340 people live here, median age 41. Rent burden reaches 24% of tenant households.

Net-net, 37307 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.