ZIP 37307 Foreclosure, Tax-Lien & Distress Report

Polk County, Tennessee's ZIP 37307 registers 15/100 composite distress, which DLRadar reads as low. Its standout signals are construction/permit lag (51/100), structural risk (32/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (15/100) stay muted. Structurally it carries 32/100, against 4/100 of stress already in motion.

The expansion-phase market in 37307 posted values that rose 5.3% over the year, and 12% higher over three years, at 57/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

83% of housing is owner-occupied. Median household income is $74,953, near the U.S. median near $78,000. The vacancy rate is 15.9% — elevated. The poverty rate is 11.0%. There are about 2,422 housing units across 37307. DLRadar's demographic-stress index for the area reads 26/100. A median home runs $220,300 here, or 2.5 times local income. Educational attainment sits at 12% bachelor's-or-above. About 5,340 people live here, median age 41. Around 24% of renters are cost-burdened.

Taken together, 37307 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 37307 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 37307's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 37307, the field stays empty rather than modeled, and fills in as new documents post.

The 15/100 for 37307 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 37307 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.