ZIP 37312 Property Distress & Foreclosure Data

ZIP code 37312 in Bradley County, Tennessee carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (75/100). What sets it apart are the readings on structural risk (47/100), construction/permit lag (46/100), institutional ownership (30/100). institutional ownership (30/100) and mortgage stress (12/100) stay muted. Structural exposure scores 47 and live distress 4 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 17% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

36,894 residents call 37312 home, typically aged 41. Vacancy runs 5.4%. The typical home is worth about $301,000 (3.6× income, relatively affordable). The demographic-stress sub-score lands at 29/100. There are about 14,834 housing units across 37312. Around 36% of adults hold a bachelor's degree or higher. The poverty rate is 10.3%. At $75,369, median income runs near typical U.S. levels. 71% of housing is owner-occupied. Rent burden reaches 37% of tenant households.

Overall, 37312 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.