Polk County, TN: Foreclosures, Tax Liens & Distressed Properties
Polk County, TN, Tennessee: 13 ZIP codes scored, Polk County, TN averaging 16/100 (low, Polk, TN), from 13 to 27. Polk County, TN is in its expansion phase (Polk, TN confidence 57/100): Polk, TN home prices up 5.3% (Polk, TN) over twelve months. Polk County, TN lender headwind: 17/100.
Highest-scoring Polk County, TN ZIPs: 37323 (27/100), 37310 (26/100), 37362 (18/100), 37307 (15/100), 37369 (15/100), 37316 (14/100). Also scored in Polk County, TN: 37317, 37325, 37326, 37333, 37361, 37391, 37309.
Across Polk County, TN's scored ZIPs: median home value $178,709, household income $66,839, 18.2% vacancy, 17.0% poverty, 80% owner-occupied, median age 48.0.
Polk County, TN insurance distress 27/100 (#1,805 in the US); FEMA hazard 52/100 for Polk, TN; 8 federal disaster declarations in Polk County, TN since 2023; Polk, TN construction distress 50/100.
3 banks with 4 branches lend in Polk County, TN; Polk, TN weighted bank stress 51/100, highest 60/100 in Polk, TN.
Polk County, TN unemployment 3.7% (Polk, TN -0.5 pts, six months); 182 new housing units permitted in Polk County, TN over twelve months, Polk, TN up 1% from 181; Polk, TN home prices +16.2% a year (Polk, TN) over three years.
9,064 housing units in Polk County, TN; 1,133 Polk, TN renter households; 35% of Polk, TN renters spend 30%+ of income on rent, 20% (Polk, TN) half or more.
Polk County, TN ranks #1,280 nationally on the opportunity index (Polk, TN, among all ranked counties); Polk, TN scores 30.2/100 and Polk, TN sits #29 inside Tennessee. Polk, TN is in the early_signal opportunity phase; Polk, TN's primary driver is vacancy, Polk, TN second driver construction; Polk, TN moved up 216 places. 6 short-sale listings across Polk, TN; 35 days on market observed in Polk, TN; 17.8% vacancy over 13 Polk, TN ZIPs.
No CFPB county sample covers Polk County, TN. The non-metro area reading for Polk, TN: 1.3% ninety-plus days late; Polk, TN's thirty-to-eighty-nine share is 3.3% (Polk, TN, December 2025 data); Tennessee overall 0.9%.
Polk County, TN has 2 watched banks; 2 Polk, TN banks sit in an elevated band. Polk, TN footprints: Builtwell Bank (2 branches, stress 42) in Polk, TN; Peoples Bank Of East Tn (1 branch, stress 60) in Polk, TN.
HUD lists 1 assisted multifamily property in Polk County, TN with 24 units; 24 Polk, TN units are assisted.
1,640 of the 9,064 housing units in Polk, TN sit vacant. Polk County, TN permitted 0 multifamily units in twelve months; Polk, TN's one-to-four unit structures added 182 units in Polk County, TN.