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ZIP 37325 Foreclosure, Tax-Lien & Distress Report

Polk County, Tennessee · High Vacancy market

ZIP 37325's composite property-distress score is 15/100 - DLRadar classes that as low for Polk County, Tennessee. Property-level stress concentrates in construction/permit lag (47/100), structural risk (31/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (14/100). Structural exposure scores 31 and live distress 4 on the 0–100 scale.

Prices here sit in a neutral phase: values rose 4.9% over the trailing year, and 11% higher over three years (phase confidence 50/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,952 with a median age of 49. The tenure split is 90% owner-occupied to 11% rented. Households earn a median $64,659 — below the roughly $78,000 national figure. Around 20% of renters are cost-burdened. There are about 919 housing units across 37325. Around 12% of adults hold a bachelor's degree or higher. The vacancy rate is 14.6% — elevated. DLRadar's demographic-stress index for the area reads 24/100. A median home runs $170,500 here, or 2.5 times local income. 8.2% of residents fall below the poverty threshold.

Taken together, 37325 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 37325 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 37325 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. 37325 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 15/100 for 37325 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 37325 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

15/100
Composite stress
31/100
Structural risk
4/100
Distress activity

Signal-by-signal read on 37325

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk30
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 37325 by the numbers

37325 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Polk County ZIPs near 37325

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