ZIP 37354 Foreclosure, Tax-Lien & Distress Report

Monroe County, Tennessee's ZIP 37354 registers 22/100 composite distress, which DLRadar reads as low. Structurally it carries 49/100, against 5/100 of stress already in motion. Its heaviest discrete signals: structural risk (49/100), institutional ownership (38/100), construction/permit lag (38/100). By contrast, construction/permit lag (38/100) and mortgage stress (17/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 23% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 73% of homes, renters 27%. The ZIP holds roughly 7,287 housing units. 17,421 residents call 37354 home, typically aged 42. DLRadar's demographic-stress index for the area reads 33/100. Vacancy runs 6.3%. Around 33% of renters are cost-burdened. A median home runs $231,800 here, or 3.9 times local income. Educational attainment sits at 13% bachelor's-or-above. Households earn a median $53,547 — below the roughly $78,000 national figure. 16.7% of residents fall below the poverty threshold.

On balance 37354 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 37354 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 37354's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 37354 shows as blanks, never estimates, and the score updates on every fresh public filing.

37354's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 37354 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.