Monroe County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monroe County, TN distress report, 2026: 9 ZIPs scored in Monroe, TN, Monroe, TN average 21/100; the top Monroe, TN ZIP is 37774 at 25/100; Monroe, TN market phase peak, Monroe, TN prices +2.8% year over year.
- Monroe, TN ranks #1,768 nationally (opportunity index); Monroe, TN #58 in Tennessee; Monroe, TN index 28.5.
- Monroe, TN: no CFPB county sample; Monroe, TN non-metro area reading 1.3%.
- Monroe, TN ZIP phases: 5 peak, 3 neutral, 1 expansion.
- Monroe, TN residential listings tracked: 28 across 4 ZIPs; Monroe, TN candidate listings 7.
- Monroe, TN HUD assisted properties: 5 with 184 units.
- Monroe, TN lenders on watch: 2; largest Monroe, TN footprint Volunteer Fsb (6 branches).
- Monroe, TN most distressed ZIP: 37774 at 25/100.
Monroe, TN figures: DLRadar distress index; Monroe, TN inputs: CFPB, FHFA, HUD, FDIC; Monroe, TN rebuilt as sources refresh.
| Rank | Monroe, TN ZIP | Score |
|---|---|---|
| 1 | 37774 | 25/100 |
| 2 | 37846 | 25/100 |
| 3 | 37874 | 23/100 |
| 4 | 37885 | 23/100 |
| 5 | 37354 | 22/100 |
| 6 | 37385 | 22/100 |
| 7 | 37801 | 19/100 |
| 8 | 37369 | 15/100 |
| 9 | 37329 | 14/100 |
Most distressed Monroe, TN ZIPs (0-100, 2026)
Mortgage delinquency around Monroe, TN
No CFPB county sample covers Monroe, TN; the non-metro area reading for Monroe, TN: 1.3% ninety-plus; Monroe, TN area thirty-to-eighty-nine 3.3% (December 2025, Monroe, TN); Tennessee overall 0.9%.
Opportunity index: Monroe, TN
Monroe, TN index 28.5, Monroe, TN phase early_signal; Monroe, TN primary driver bank institutional, Monroe, TN second driver vacancy. Monroe, TN components: property stress 17.1, foreclosure pressure 16.6, listing discounts 32.3, bank stress 57.5, insurance 0.0; Monroe, TN pulse 30.9; Monroe, TN capital opportunity 24.9; Monroe, TN seven-day change +0.3%.
ZIP market phases inside Monroe, TN
9 Monroe, TN ZIPs carry a price-cycle phase; Monroe, TN ZIPs by phase (Monroe, TN), deepest drawdown first: peak, +2.1% YoY (Monroe, TN): 37329; peak, +2.8% YoY (Monroe, TN): 37354, 37385, 37874; expansion, +5.1% YoY (Monroe, TN): 37369; neutral, +3.8% YoY (Monroe, TN): 37774; neutral, +3.7% YoY (Monroe, TN): 37801; neutral, +3.6% YoY (Monroe, TN): 37846; peak, +2.9% YoY (Monroe, TN): 37885.
Residential listings by Monroe, TN ZIP
Monroe, TN ZIPs with the most tracked Monroe, TN residential listings: 37385 9 listings, 1 candidates, bank pressure 62; 37354 8 listings, 2 candidates, bank pressure 57; 37874 6 listings, 2 candidates, bank pressure 58; 37885 5 listings, 2 candidates, bank pressure 61 (Monroe, TN). Monroe, TN totals: 28 listings; Monroe, TN candidates 7; active ZIPs 4.
HUD assisted housing in Monroe, TN
5 assisted properties with 184 units sit in Monroe, TN; largest Monroe, TN properties: Fairview Terrace / Valley View / Crest View (Sweetwater) 137 units, 137 assisted; Pedigo I Apartments (Madisonville) 15 units, 14 assisted; Pedigo Ii Apartments (Madisonville) 14 units, 14 assisted in Monroe, TN; Gardens Of Wood Village (Sweetwater) 12 units, 12 assisted; Laurel Place Apartments (Madisonville) 6 units, 6 assisted.
Lenders with branches in Monroe, TN
Monroe, TN lenders by branch count: Volunteer Fsb (Monroe, TN): stress 71, 6 branches low in Monroe, TN; Peoples Bank Of East Tn (Monroe, TN): stress 60, 5 branches low in Monroe, TN.
Vacancy and permits, Monroe, TN
2,050 of 21,764 Monroe, TN housing units are vacant; Monroe, TN permits, twelve months: 0 multifamily units in Monroe, TN, 205 one-to-four unit units.
Work Monroe, TN at the parcel level
Every Monroe, TN parcel carries owner and address; every Monroe, TN parcel carries APN; Monroe, TN distress scores sit on the Monroe, TN live board.
Monroe, TN figures refresh with each source.
Monroe, TN questions
Most distressed ZIP code in Monroe County, TN?
ZIP 37774 leads Monroe, TN at 25/100; next in Monroe, TN: 37846 at 25/100; the Monroe, TN average is 21/100.
Where does Monroe County, TN rank for investment opportunity?
Monroe, TN is #1,768 among all ranked counties, #58 in Tennessee; the Monroe, TN driver is bank institutional; Monroe, TN moved up 326 places.
How many mortgages are delinquent in Monroe County, TN?
Monroe, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Monroe, TN.
Which banks lend in Monroe County, TN?
2 watched lenders hold Monroe, TN branches; the largest Monroe, TN footprints are Volunteer Fsb (6), Peoples Bank Of East Tn (5).
More on Monroe, TN
Monroe County, TN distress report: public-record figures for Monroe, TN; not legal advice for Monroe, TN; not tax or investment advice; verify every Monroe, TN record before acting.