Monroe County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Monroe County, Tennessee? DLRadar grades every Monroe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Monroe County breakdown.
- Monroe County's most distressed ZIP is 37774 at 23/100.
- 9 ZIP codes tracked in Monroe County, averaging 20/100 distress.
- Monroe County reads peak — home values up 2.8% year over year.
- Vacancy runs 13.9% across Monroe County's tracked ZIPs, with a 13.6% poverty rate.
- The typical Monroe County home is worth about $238,933 against a ~$66,706 median income.
- Lending headwind in Monroe County sits at 57/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 37774 | 23/100 |
| 2 | 37846 | 23/100 |
| 3 | 37354 | 22/100 |
| 4 | 37385 | 22/100 |
| 5 | 37874 | 22/100 |
| 6 | 37885 | 22/100 |
| 7 | 37801 | 19/100 |
| 8 | 37369 | 15/100 |
| 9 | 37329 | 14/100 |
Most distressed ZIP codes in Monroe County (composite distress 0-100, 2026)
What is driving Monroe County distress
Nothing here is estimated: Monroe County is scored from filings alone, and its ZIPs average 20/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Monroe County market phase and pricing
DLRadar places Monroe County in peak; prices moved up 2.8% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Monroe County
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Common questions
Which part of Monroe County, TN scores highest for distress?
ZIP 37774 leads Monroe County at 23/100, recomputed monthly from public records.
How would you describe the Monroe County market phase?
Monroe County currently sits in peak, with values up 2.8% year on year, based on FHFA price-index trajectory.
How is the Monroe County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 9 Monroe County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Monroe County ZIP codes?
A county average hides the spread. Across the Monroe County ZIPs DLRadar ranks, scores run from 23/100 in 37774 down to 14/100 in 37329, against a Monroe County average of 20/100. Those 9 points separate the ZIPs worth working in Monroe County from the rest.
What do Monroe County home values and vacancy say about distressed supply?
The typical Monroe County home carries about $238,933 of value against a median household income near $66,706. Vacancy across Monroe County's tracked ZIPs runs 13.9% and the poverty rate is 13.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Monroe County's foreclosure and tax-lien filings and its 57/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.