Monroe County, TN: Home-Insurance Distress & Forced-Sale Pressure
Monroe County, TN: 55/100 (elevated) home-insurance distress; Monroe, TN band MEDIUM; Monroe, TN #999 of 3,222 counties; Monroe, TN #39 of 95 in Tennessee.
FEMA hazard, Monroe, TN: 40/100; Monroe, TN declarations, three years: 6; Monroe, TN perils: 2 severe-storm; Monroe, TN five-year count 8 (severity 14.0); Monroe, TN ten-year 8; hazard-weighted, Monroe, TN: 2.0.
Declared incidents on the Monroe, TN record: 2026 Winter Storm 6; 2025 Severe Storm 3 (Monroe, TN); 2023 Severe Storm 2 (Monroe, TN).
NFIP claims, Monroe, TN, three years: 2; Monroe, TN payouts $147,354; per Monroe, TN claim $73,677; Monroe, TN claim-stress 77/100.
Monroe, TN monthly score fell, 59 (March 2026) to 55 (October 2026); Monroe, TN by month: March 59, April 59, May 58, June 58 (Monroe, TN), July 56, August 61, September 54, October 55.
Monroe, TN components: climate 40, NFIP claims 77; Monroe, TN retreat index 55.
Construction distress, Monroe, TN: 44/100 as of August 2026 (Monroe, TN: 40/100 one-to-four unit, 97/100 multifamily).
Monroe, TN ZIPs, June 2026 (Monroe, TN, 9 highest): score 0 (Monroe, TN), climate 74 (Monroe, TN): 37801; score 0 (Monroe, TN), climate 66 (Monroe, TN): 37774; score 0 (Monroe, TN), climate 64 (Monroe, TN): 37846; score 0 (Monroe, TN), climate 58 (Monroe, TN): 37329, 37874; score 0 (Monroe, TN), climate 57 (Monroe, TN): 37354, 37385, 37885; score 0 (Monroe, TN), climate 29 (Monroe, TN): 37369.
DLRadar rescores Monroe, TN monthly; Monroe, TN readings join Monroe, TN foreclosure, lien and ownership parcels (Monroe, TN), so cost-squeezed Monroe, TN owners surface before listing.
Inside Tennessee, Monroe County ranks 39th of 95 counties for home-insurance distress at 55/100; Smith County (55/100) sits just above Monroe County, and Giles County (54/100) sits just below Monroe County.
Deterministic. Every Monroe County, TN signal traces to a public Monroe dataset (FEMA, NFIP, Census for Monroe, TN) · how insurance distress works in Monroe, TN · methodology
FAQ: Monroe County, TN insurance distress
What is the Monroe County, TN home-insurance-distress score?
Monroe, TN: 55/100 (MEDIUM), #999 of 3,222, #39 in Tennessee. FEMA hazard, Monroe, TN: 40/100; NFIP stress, Monroe, TN: 77/100; construction, Monroe, TN: 44/100; Monroe, TN rescores monthly.
Is Monroe County insurance distress getting better or worse (TN)?
Monroe, TN: 59 in March 2026; Monroe, TN: 55 in October 2026 (better); Monroe, TN climate component 40; Monroe, TN NFIP claims score 77.
How many flood-insurance claims has Monroe County, TN had?
Monroe, TN: 2 NFIP claims, three years; Monroe, TN paid $147,354; per Monroe, TN claim $73,677; carriers reprice Monroe, TN against that record.
Which Monroe County ZIP codes carry the most insurance distress (TN)?
Monroe, TN, June 2026: 37801 at 0, 37774 at 0, 37846 at 0, 37329 at 0; Monroe, TN climate scores there: 74, 66, 64, 58.
Why does Monroe, TN insurance distress create sellers?
A Monroe, TN premium outruns the Monroe, TN budget; a carrier leaves Monroe, TN; Monroe, TN carrying cost passes plan; Monroe, TN owners sell while current; Monroe, TN insurance distress leads Monroe, TN foreclosure data.