ZIP 37846 Property Distress & Foreclosure Data

DLRadar grades ZIP 37846 (Loudon County, Tennessee) at a low 16/100 for overall property distress. Structural risk reads 33/100 against active distress of 4/100. Climate and flood risk are elevated too — climate & FEMA risk (64/100). Property-level stress concentrates in structural risk (33/100), institutional ownership (30/100), mortgage stress (12/100). institutional ownership (30/100) and mortgage stress (12/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 71% higher over three years, at 37/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,177 residents call 37846 home, typically aged 42. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $201,700 (2.8× income, relatively affordable). There are about 1,755 housing units across 37846. The demographic-stress sub-score lands at 29/100. The poverty rate is 12.5%. At $71,147, median income runs near typical U.S. levels. Around 14% of adults hold a bachelor's degree or higher. 78% of housing is owner-occupied. Rent burden reaches 33% of tenant households.

Overall, 37846 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.