ZIP 37846 Foreclosure, Tax-Lien & Distress Report

ZIP 37846's composite property-distress score is 23/100 - DLRadar classes that as low for Loudon County, Tennessee. The split runs 50/100 structural to 4/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (64/100)). Its standout signals are construction/permit lag (76/100), structural risk (50/100), institutional ownership (26/100). By contrast, institutional ownership (26/100) and mortgage stress (12/100) register low.

The neutral-phase market in 37846 posted values that rose 3.6% over the year, and 71% higher over three years (phase confidence 18/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

4,177 residents call 37846 home, typically aged 42. The vacancy rate is 11.5% — elevated. The typical home is worth about $201,700 (2.8× income, relatively affordable). The ZIP holds roughly 1,755 housing units. On demographic stress specifically, 37846 scores 29/100. Roughly 12.5% live below the poverty line. Households earn a median $71,147 — near the roughly $78,000 national figure. About 14% have a four-year degree. The tenure split is 78% owner-occupied to 22% rented. Rent burden reaches 33% of tenant households.

On balance 37846 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 37846 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 37846's 23/100 can be lined up against any neighbor in Loudon County, Tennessee or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 37846, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 37846's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 37846 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.