ZIP 37772 Foreclosure, Tax-Lien & Distress Report

ZIP code 37772 in Loudon County, Tennessee carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 31/100 against active distress of 3/100. What sets it apart are the readings on structural risk (31/100), institutional ownership (26/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and construction/permit lag (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (66/100).

The market reads peak — home values rose 2.4% year on year, and 22% higher over three years, at 39/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 6,264 housing units across 37772. Owners hold 83% of homes, renters 17%. About 14,164 people live here, median age 47. 11.4% of residents fall below the poverty threshold. Median household income is $95,164, above the U.S. median near $78,000. Rent burden reaches 31% of tenant households. Home values center near $429,800, an affordability ratio of 3.9× — accessible. Educational attainment sits at 39% bachelor's-or-above. Vacancy runs 6.0%. DLRadar's demographic-stress index for the area reads 27/100.

Overall 37772 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.