ZIP 37912 Foreclosure, Tax-Lien & Distress Report
Knox County, Tennessee · High Poverty market
Composite property distress in 37912 (Knox County, Tennessee) lands at 28/100 — low on DLRadar's public-record scoring. On the structural side it scores 62/100, with 5/100 of stress already active. The sharpest non-environmental signals are structural risk (62/100), institutional ownership (40/100), construction/permit lag (38/100). On the quiet end sit construction/permit lag (38/100) and mortgage stress (17/100). It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (83/100).
Prices here sit in a neutral phase: values rose 3.8% over the trailing year, and 23% higher over three years, at 22/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 22,009 people live here, median age 36. The vacancy rate is 9.3%. A median home runs $210,900 here, or 4.2 times local income. On demographic stress specifically, 37912 scores 37/100. 53% of housing is owner-occupied. Median household income is $44,754, below the U.S. median near $78,000. Around 42% of renters are cost-burdened. Around 23% of adults hold a bachelor's degree or higher. The ZIP holds roughly 10,952 housing units. 20.9% of residents fall below the poverty threshold.
Net-net, 37912 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 37912 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 37912's 28/100 can be lined up against any neighbor in Knox County, Tennessee or any ZIP coast to coast. Where the public record is thin for 37912, the field stays empty rather than modeled, and fills in as new documents post.
The 28/100 figure for 37912 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 37912 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 37912’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 37912 by the numbers
The live 37912 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Knox County
Keep exploring Tennessee distress
Related ZIP, county and statewide reads linked to Knox County, Tennessee.
The complete 37912 distress and acquisition report
Open 37912 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology