ZIP 37909 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 37909 in Knox County, Tennessee comes in at 28, a low composite-distress reading. The latent-versus-live split is 62/100 structural and 5/100 already moving. Its heaviest discrete signals: structural risk (62/100), institutional ownership (40/100), construction/permit lag (38/100). construction/permit lag (38/100) and mortgage stress (17/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (83/100)).

The neutral-phase market in 37909 posted values that rose 3.8% over the year, and 20% higher over three years, at 22/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 4.0%. 48% of housing is owner-occupied. The ZIP holds roughly 8,150 housing units. Around 35% of renters are cost-burdened. Households earn a median $61,365 — below the roughly $78,000 national figure. The poverty rate is 8.6%. The typical home is worth about $312,500 (4.5× income). DLRadar's demographic-stress index for the area reads 32/100. Population is roughly 16,848 with a median age of 36. About 45% have a four-year degree.

Net-net, 37909 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 37909 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 37909 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 37909 stays directly comparable to neighboring ZIPs and the rest of Knox County, Tennessee. The score is rebuilt from public data as it updates, so 37909 reflects the current record instead of a stale or modeled snapshot.

The 28/100 for 37909 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 37909 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.