ZIP 37763 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 37763 (Roane County, Tennessee) lands at 23/100 — low on DLRadar's distress scoring. Latent structural risk is 51/100 while live distress already moving reads 4/100. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (43/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (13/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (66/100), flood (NFIP) exposure (60/100).

The market reads neutral — home values rose 3.8% year on year, and 29% higher over three years (phase confidence 22/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $259,000, an affordability ratio of 3.0× — accessible. Owners hold 83% of homes, renters 17%. 16,394 residents call 37763 home, typically aged 49. Vacancy runs 10.1%. The poverty rate is 7.1% — low. Educational attainment sits at 24% bachelor's-or-above. The ZIP holds roughly 7,676 housing units. On demographic stress specifically, 37763 scores 26/100. Rent burden reaches 34% of tenant households. Households earn a median $77,039 — near the roughly $78,000 national figure.

On balance 37763 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 37763 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 37763 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 37763 reflects the current record instead of a stale or modeled snapshot.

Behind 37763's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 37763 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.