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Roane County, TN: Foreclosures, Tax Liens & Distressed Properties

Roane County, TN, Tennessee: 10 ZIP codes scored, Roane County, TN averaging 22/100 (low, Roane, TN), from 17 to 25. Roane County, TN is in its neutral phase (Roane, TN confidence 22/100): Roane, TN home prices up 3.8% (Roane, TN) over twelve months. Roane County, TN lender headwind: 42/100.

Highest-scoring Roane County, TN ZIPs: 37771 (25/100), 37774 (25/100), 37846 (25/100), 37830 (24/100), 37763 (23/100), 37874 (23/100). Also scored in Roane County, TN: 37748, 37840, 37854, 37880.

Across Roane County, TN's scored ZIPs: median home value $236,150, household income $66,227, 11.4% vacancy, 14.1% poverty, 76% owner-occupied, median age 46.0.

Roane County, TN insurance distress 51/100 (#1,081 in the US); FEMA hazard 46/100 for Roane, TN; 9 federal disaster declarations in Roane County, TN since 2023; 1 Roane, TN NFIP flood claims, $19K paid; Roane, TN construction distress 53/100.

6 banks with 8 branches lend in Roane County, TN; Roane, TN weighted bank stress 58/100, highest 67/100 in Roane, TN.

Roane County, TN unemployment 3.6% (Roane, TN -0.2 pts, six months); 344 new housing units permitted in Roane County, TN over twelve months, Roane, TN up 7% from 321; Roane, TN home prices +12.9% a year (Roane, TN) over three years.

25,680 housing units in Roane County, TN; 5,047 Roane, TN renter households; 39% of Roane, TN renters spend 30%+ of income on rent, 15% (Roane, TN) half or more.

Roane County, TN ranks #1,670 nationally on the opportunity index (Roane, TN, among all ranked counties); Roane, TN scores 28.8/100 and Roane, TN sits #49 inside Tennessee. Roane, TN is in the early_signal opportunity phase; Roane, TN's primary driver is vacancy, Roane, TN second driver bank institutional; Roane, TN moved up 71 places. 6 short-sale listings across Roane, TN; 120 days on market observed in Roane, TN; 11.4% vacancy over 10 Roane, TN ZIPs.

No CFPB county sample covers Roane County, TN. The metro area reading for Roane, TN (Knoxville, TN): 0.9% ninety-plus days late; Roane, TN's thirty-to-eighty-nine share is 2.2% (Roane, TN, December 2025 data); Tennessee overall 0.9%.

Roane County, TN has 1 watched bank; 1 Roane, TN bank sits in an elevated band. Roane, TN footprints: One Bank Of Tennessee (1 branch, stress 52) in Roane, TN.

HUD lists 4 assisted multifamily properties in Roane County, TN with 282 units; 279 Roane, TN units are assisted, 4 Roane, TN properties under project-based Section 8.

2,890 of the 25,680 housing units in Roane, TN sit vacant. Roane County, TN permitted 0 multifamily units in twelve months; Roane, TN's one-to-four unit structures added 344 units in Roane County, TN.

Neutral
Market phase
3.8%
Roane, TN HPI YoY
0%
Drawdown
22
Roane confidence

Roane County ZIPs ranked by distress

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