ZIP 37748 Foreclosure, Tax-Lien & Distress Report

In Roane County, Tennessee, ZIP 37748 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 44/100, against 4/100 of stress already in motion. Its standout signals are structural risk (44/100), construction/permit lag (43/100), institutional ownership (34/100). On the quiet end sit institutional ownership (34/100) and mortgage stress (14/100).

The market reads neutral — home values rose 3.8% year on year, and 20% higher over three years (phase confidence 22/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $58,649, below the U.S. median near $78,000. On demographic stress specifically, 37748 scores 31/100. Rent burden reaches 42% of tenant households. Population is roughly 17,021 with a median age of 47. The ZIP holds roughly 8,372 housing units. Around 20% of adults hold a bachelor's degree or higher. 15.5% of residents fall below the poverty threshold. Owners hold 75% of homes, renters 25%. Vacancy runs 13.7%, above the national norm and a classic distress-and-opportunity signal. Home values center near $196,900, an affordability ratio of 3.0× — accessible.

Net-net, 37748 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 37748 is not published yet -- the ZIP-level readings above remain fully sourced.

The 37748 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 37748 stays directly comparable to neighboring ZIPs and the rest of Roane County, Tennessee. 37748 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

37748's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 37748 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.