ZIP 37840 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 37840 (Morgan County, Tennessee) lands at 18/100 — low on DLRadar's public-record scoring. The most distinctive pressure shows up in construction/permit lag (44/100), structural risk (40/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (15/100). The split runs 40/100 structural to 5/100 active on the ground.

The market reads neutral — home values rose 3.8% year on year, and 34% higher over three years (phase confidence 22/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 10,402 people live here, median age 42. The ZIP holds roughly 4,006 housing units. The vacancy rate is 4.6%. On demographic stress specifically, 37840 scores 29/100. 15.2% of residents fall below the poverty threshold. Rent burden reaches 31% of tenant households. 77% of housing is owner-occupied. Median household income is $60,064, below the U.S. median near $78,000. A median home runs $203,600 here, or 3.1 times local income. Educational attainment sits at 16% bachelor's-or-above.

Overall, 37840 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 37840 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 37840 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Morgan County, Tennessee and the nation. Where the public record is thin for 37840, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 37840 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Practically, 37840 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.