ZIP 37840 Property Distress & Foreclosure Data

In Morgan County, Tennessee, ZIP 37840 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (37/100), structural risk (36/100), construction/permit lag (21/100). construction/permit lag (21/100) and mortgage stress (15/100) stay muted. Structural exposure scores 36 and live distress 5 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 34% higher over three years, at 39/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

10,402 residents call 37840 home, typically aged 42. There are about 4,006 housing units across 37840. Vacancy runs 4.6%. The demographic-stress sub-score lands at 29/100. The poverty rate is 15.2%. Rent burden reaches 31% of tenant households. 77% of housing is owner-occupied. At $60,064, median income runs below typical U.S. levels. The typical home is worth about $203,600 (3.1× income, relatively affordable). Around 16% of adults hold a bachelor's degree or higher.

Overall, 37840 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.