ZIP 37770 Foreclosure, Tax-Lien & Distress Report
Morgan County, Tennessee · High Poverty market
Morgan County, Tennessee's ZIP 37770 registers 8/100 composite distress, which DLRadar reads as minimal. The sharpest non-environmental signals are institutional ownership (33/100), mortgage stress (16/100), structural risk (16/100). By contrast, mortgage stress (16/100) and structural risk (16/100) register low. On the structural side it scores 16/100, with 5/100 of stress already active.
The neutral-phase market in 37770 posted values that rose 3.8% over the year, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 3,034 people live here, median age 45. Educational attainment sits at 12% bachelor's-or-above. The vacancy rate is 8.2%. At $47,900, median income runs below typical U.S. levels. The typical home is worth about $127,200 (2.7× income, relatively affordable). Roughly 21.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 93% owner-occupied to 7% rented. The ZIP holds roughly 1,302 housing units. DLRadar's demographic-stress index for the area reads 34/100. Rent burden reaches 71% of tenant households.
On the whole, 37770 leans distressed, with opportunity clustered in specific stressed parcels. 37770 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 37770 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 8/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 37770 reflects the current record instead of a stale or modeled snapshot.
Each component behind 37770 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 8/100 roll-up. Treat 37770 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 37770’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 37770 distress snapshot
A live read on 37770: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Morgan County ZIP codes
Explore related distress reports
Other reports tied to Morgan County, Tennessee — ZIP, county and statewide.
The complete 37770 distress and acquisition report
The full 37770 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology