ZIP 37714 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 37714 (Campbell County, Tennessee) lands at 16/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on construction/permit lag (40/100), structural risk (35/100), institutional ownership (23/100). By contrast, institutional ownership (23/100) and mortgage stress (12/100) register low. Structural risk reads 35/100 against active distress of 4/100.

Prices here sit in a neutral phase: values rose 3.8% over the trailing year, and 21% higher over three years (phase confidence 22/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 21.4%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $227,600 (3.6× income, relatively affordable). The tenure split is 78% owner-occupied to 22% rented. The ZIP holds roughly 2,216 housing units. Median household income is $53,431, below the U.S. median near $78,000. Rent burden reaches 31% of tenant households. 4,150 residents call 37714 home, typically aged 47. Around 10% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 33/100. The poverty rate is 17.5% — high, a tax-stress and distress correlate.

Net-net, 37714 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 37714 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 37714 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37714 can be compared directly against any other ZIP in Campbell County, Tennessee or nationwide. The score is rebuilt from public data as it updates, so 37714 reflects the current record instead of a stale or modeled snapshot.

37714's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 37714 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.