ZIP 37766 Property Distress & Foreclosure Data

Composite property distress in 37766 (Campbell County, Tennessee) lands at 14/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 28/100 structural and 4/100 already moving. The sharpest non-environmental signals are structural risk (28/100), institutional ownership (26/100), mortgage stress (12/100). By contrast, mortgage stress (12/100) and construction/permit lag (7/100) register low.

The market reads peak — home values rose 2.4% year on year, and 25% higher over three years (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

Median household income is $46,692, below the U.S. median near $78,000. 22.2% of residents fall below the poverty threshold. Home values center near $187,900, an affordability ratio of 3.4× — accessible. Owners hold 61% of homes, renters 39%. Around 32% of renters are cost-burdened. The vacancy rate is 21.0% — elevated. Educational attainment sits at 12% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 35/100. The ZIP holds roughly 10,040 housing units. About 17,643 people live here, median age 45.

Net-net, 37766 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.