ZIP 37766 Foreclosure, Tax-Lien & Distress Report

In Campbell County, Tennessee, ZIP 37766 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 35/100 while live distress already moving reads 4/100. Its heaviest discrete signals: construction/permit lag (40/100), structural risk (35/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (12/100) stay muted.

The neutral-phase market in 37766 posted values that rose 3.8% over the year, and 25% higher over three years (phase confidence 22/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $46,692 — below the roughly $78,000 national figure. The poverty rate is 22.2% — high, a tax-stress and distress correlate. A median home runs $187,900 here, or 3.4 times local income. 61% of housing is owner-occupied. Around 32% of renters are cost-burdened. The vacancy rate is 21.0% — elevated. Educational attainment sits at 12% bachelor's-or-above. On demographic stress specifically, 37766 scores 35/100. There are about 10,040 housing units across 37766. 17,643 residents call 37766 home, typically aged 45.

On the whole, 37766 leans distressed, with opportunity clustered in specific stressed parcels. While 37766 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 37766 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37766 can be compared directly against any other ZIP in Campbell County, Tennessee or nationwide. Where the public record is thin for 37766, the field stays empty rather than modeled, and fills in as new documents post.

The 16/100 for 37766 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 37766 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.