ZIP 37828 Foreclosure, Tax-Lien & Distress Report

ZIP 37828's composite property-distress score is 25/100 - DLRadar classes that as low for Anderson County, Tennessee. It additionally carries heavy environmental risk: climate & FEMA risk (73/100), flood (NFIP) exposure (64/100). What sets it apart are the readings on structural risk (56/100), construction/permit lag (53/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (16/100) stay muted. On the structural side it scores 56/100, with 5/100 of stress already active.

The market reads neutral — home values rose 3.8% year on year, and 50% higher over three years (phase confidence 22/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 749 housing units across 37828. Vacancy runs 5.1%. Population is roughly 1,348 with a median age of 61. The demographic-stress sub-score lands at 28/100. Around 51% of renters are cost-burdened. Households earn a median $74,698 — near the roughly $78,000 national figure. 78% of housing is owner-occupied. 7.1% of residents fall below the poverty threshold. Home values center near $315,200, an affordability ratio of 4.1×. About 56% have a four-year degree.

Net-net, 37828 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 37828 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 37828 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 37828, the field stays empty rather than modeled, and fills in as new documents post.

Behind 37828's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 37828 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.