Bradley County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Bradley County, Tennessee? DLRadar grades every Bradley County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Bradley County breakdown.
- Bradley County's most distressed ZIP is 37311 at 27/100.
- 8 ZIP codes tracked in Bradley County, averaging 24/100 distress.
- Bradley County reads expansion — home values up 5.3% year over year.
- Vacancy runs 10.1% across Bradley County's tracked ZIPs, with a 12.7% poverty rate.
- The typical Bradley County home is worth about $237,850 against a ~$64,522 median income.
- Lending headwind in Bradley County sits at 19/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 37311 | 27/100 |
| 2 | 37312 | 27/100 |
| 3 | 37323 | 27/100 |
| 4 | 37353 | 27/100 |
| 5 | 37310 | 26/100 |
| 6 | 37336 | 23/100 |
| 7 | 37362 | 18/100 |
| 8 | 37307 | 15/100 |
Most distressed ZIP codes in Bradley County (composite distress 0-100, 2026)
What is driving Bradley County distress
Bradley County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 24/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Bradley County market phase and pricing
Phase for Bradley County: expansion (+5.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
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Common questions
Which part of Bradley County, TN scores highest for distress?
ZIP 37311 leads Bradley County at 27/100, recomputed monthly from public records.
Which phase does Bradley County sit in right now?
Bradley County is classified expansion with a 5.3% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Bradley County scores?
Each Bradley County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 8 local ZIPs and every other county in the country.
How much do distress scores vary between Bradley County ZIP codes?
One county number flattens a wide range. Across the Bradley County ZIPs DLRadar ranks, scores run from 27/100 in 37311 down to 15/100 in 37307, against a Bradley County average of 24/100. That 12-point gap is why acquisition targeting in Bradley County works at ZIP level rather than county level.
What do Bradley County home values and vacancy say about distressed supply?
The typical Bradley County home carries about $237,850 of value against a median household income near $64,522. Vacancy across Bradley County's tracked ZIPs runs 10.1% and the poverty rate is 12.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Bradley County's foreclosure and tax-lien record and its 19/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.