Bradley County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Bradley County, TN distress report, 2026: 8 ZIPs scored in Bradley, TN, Bradley, TN average 24/100; the top Bradley, TN ZIP is 37311 at 27/100; Bradley, TN market phase expansion, Bradley, TN prices +5.3% year over year.
- Bradley, TN ranks #1,993 nationally (opportunity index); Bradley, TN #62 in Tennessee; Bradley, TN index 27.7.
- Bradley, TN: no CFPB county sample; Bradley, TN non-metro area reading 1.3%.
- Bradley, TN ZIP phases: 6 expansion, 1 recovery, 1 neutral.
- Bradley, TN residential listings tracked: 18 across 5 ZIPs; Bradley, TN candidate listings 6.
- Bradley, TN HUD assisted properties: 12 with 920 units.
- Bradley, TN lenders on watch: 6; largest Bradley, TN footprint Builtwell Bank (5 branches).
- Bradley, TN most distressed ZIP: 37311 at 27/100.
Bradley, TN figures: DLRadar distress index; Bradley, TN inputs: CFPB, FHFA, HUD, FDIC; Bradley, TN rebuilt as sources refresh.
| Rank | Bradley, TN ZIP | Score |
|---|---|---|
| 1 | 37311 | 27/100 |
| 2 | 37312 | 27/100 |
| 3 | 37323 | 27/100 |
| 4 | 37353 | 27/100 |
| 5 | 37310 | 26/100 |
| 6 | 37336 | 23/100 |
| 7 | 37362 | 18/100 |
| 8 | 37307 | 15/100 |
Most distressed Bradley, TN ZIPs (0-100, 2026)
Mortgage delinquency around Bradley, TN
No CFPB county sample covers Bradley, TN; the non-metro area reading for Bradley, TN: 1.3% ninety-plus; Bradley, TN area thirty-to-eighty-nine 3.3% (December 2025, Bradley, TN); Tennessee overall 0.9%.
Opportunity index: Bradley, TN
Bradley, TN index 27.7, Bradley, TN phase weak; Bradley, TN primary driver construction, Bradley, TN second driver bank institutional. Bradley, TN components: property stress 18.1, foreclosure pressure 14.5, listing discounts 25.4, bank stress 51.7, insurance 0.0; Bradley, TN pulse 30.5; Bradley, TN capital opportunity 23.5; Bradley, TN seven-day change -0.5%.
ZIP market phases inside Bradley, TN
8 Bradley, TN ZIPs carry a price-cycle phase; Bradley, TN ZIPs by phase (Bradley, TN), deepest drawdown first: recovery, +2.7% YoY, 0.1% off peak (Bradley, TN): 37336; neutral, +4.8% YoY, 0.0% off peak (Bradley, TN): 37353; expansion, +5.2% YoY, 0.0% off peak (Bradley, TN): 37311; expansion, +5.3% YoY (Bradley, TN): 37307, 37310, 37312, 37323, Bradley, TN 37362.
Residential listings by Bradley, TN ZIP
Bradley, TN ZIPs with the most tracked Bradley, TN residential listings: 37323 10 listings, 2 candidates, bank pressure 58; 37310 3 listings, 1 candidates, bank pressure 58; 37311 3 listings, 2 candidates, bank pressure 61; 37312 2 listings, 1 candidates, bank pressure 58 (Bradley, TN); 37353 0 listings, 0 candidates, bank pressure 61. Bradley, TN totals: 18 listings; Bradley, TN candidates 6; active ZIPs 4.
HUD assisted housing in Bradley, TN
12 assisted properties with 920 units sit in Bradley, TN; largest Bradley, TN properties: The Retreat At Spring Creek (Cleveland) 311 units; Park Oak Apts (Cleveland) 250 units; North Cleveland Towers (Cleveland) 113 units, 105 assisted in Bradley, TN; Waters Edge Apartments (Cleveland) 97 units, 97 assisted; East Tennessee Homes For The Elderly (Cleveland) 78 units, 77 assisted; Park Place Apartments Annex (Cleveland) 20 units, 20 assisted.
Lenders with branches in Bradley, TN
Bradley, TN lenders by branch count: Builtwell Bank (Bradley, TN): stress 42, 5 branches low in Bradley, TN; Andrew Johnson Bank (Bradley, TN): stress 59, 2 branches low in Bradley, TN; First Horizon Bank (Bradley, TN): stress 58, 2 branches low in Bradley, TN; Southeast Bank (Bradley, TN): stress 81, 1 branch low in Bradley, TN; Smartbank (Bradley, TN): stress 65, 1 branch low in Bradley, TN; Pinnacle Bank (Bradley, TN): stress 64, 1 branch low in Bradley, TN.
Vacancy and permits, Bradley, TN
3,353 of 45,949 Bradley, TN housing units are vacant; Bradley, TN permits, twelve months: 33 multifamily units in Bradley, TN, 641 one-to-four unit units.
Work Bradley, TN at the parcel level
Every Bradley, TN parcel carries owner and address; every Bradley, TN parcel carries APN; Bradley, TN distress scores sit on the Bradley, TN live board.
Bradley, TN figures refresh with each source.
Bradley, TN questions
Most distressed ZIP code in Bradley County, TN?
ZIP 37311 leads Bradley, TN at 27/100; next in Bradley, TN: 37312 at 27/100; the Bradley, TN average is 24/100.
Where does Bradley County, TN rank for investment opportunity?
Bradley, TN is #1,993 among all ranked counties, #62 in Tennessee; the Bradley, TN driver is construction; Bradley, TN moved up 121 places.
How many mortgages are delinquent in Bradley County, TN?
Bradley, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Bradley, TN.
Which banks lend in Bradley County, TN?
6 watched lenders hold Bradley, TN branches; the largest Bradley, TN footprints are Builtwell Bank (5), Andrew Johnson Bank (2), First Horizon Bank (2).
More on Bradley, TN
Bradley County, TN distress report: public-record figures for Bradley, TN; not legal advice for Bradley, TN; not tax or investment advice; verify every Bradley, TN record before acting.