Bradley County, TN: Home-Insurance Distress & Forced-Sale Pressure
Bradley County, TN: 45/100 (elevated) home-insurance distress; Bradley, TN band MEDIUM; Bradley, TN #1,227 of 3,222 counties; Bradley, TN #52 of 95 in Tennessee.
FEMA hazard, Bradley, TN: 40/100; Bradley, TN declarations, three years: 6; Bradley, TN perils: 2 severe-storm; Bradley, TN five-year count 6 (severity 12.0); Bradley, TN ten-year 6; hazard-weighted, Bradley, TN: 2.0.
Declared incidents on the Bradley, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Bradley, TN).
NFIP claims, Bradley, TN, three years: 1; Bradley, TN payouts $3,057; per Bradley, TN claim $3,057; Bradley, TN claim-stress 52/100.
Bradley, TN monthly score rose, 35 (March 2026) to 45 (October 2026); Bradley, TN by month: March 35, April 35, May 50, June 50 (Bradley, TN), July 49, August 53, September 47, October 45.
Bradley, TN components: climate 40, NFIP claims 52; Bradley, TN retreat index 45.
Construction distress, Bradley, TN: 71/100 as of August 2026 (Bradley, TN: 69/100 one-to-four unit, 96/100 multifamily).
Bradley, TN ZIPs, June 2026 (Bradley, TN, 8 highest): score 0 (Bradley, TN), climate 78 (Bradley, TN): 37353; score 0 (Bradley, TN), climate 76 (Bradley, TN): 37311; score 0 (Bradley, TN), climate 75 (Bradley, TN): 37312, 37323; score 0 (Bradley, TN), climate 70 (Bradley, TN): 37310; score 0 (Bradley, TN), climate 58 (Bradley, TN): 37336; score 0 (Bradley, TN), climate 36 (Bradley, TN): 37362; score 0 (Bradley, TN), climate 27 (Bradley, TN): 37307.
DLRadar rescores Bradley, TN monthly; Bradley, TN readings join Bradley, TN foreclosure, lien and ownership parcels (Bradley, TN), so cost-squeezed Bradley, TN owners surface before listing.
Inside Tennessee, Bradley County ranks 52nd of 95 counties for home-insurance distress at 45/100; Clay County (46/100) sits just above Bradley County, and Hamblen County (43/100) sits just below Bradley County.
Deterministic. Every Bradley County, TN signal traces to a public Bradley dataset (FEMA, NFIP, Census for Bradley, TN) · how insurance distress works in Bradley, TN · methodology
FAQ: Bradley County, TN insurance distress
What is the Bradley County, TN home-insurance-distress score?
Bradley, TN: 45/100 (MEDIUM), #1,227 of 3,222, #52 in Tennessee. FEMA hazard, Bradley, TN: 40/100; NFIP stress, Bradley, TN: 52/100; construction, Bradley, TN: 71/100; Bradley, TN rescores monthly.
Is Bradley County insurance distress getting better or worse (TN)?
Bradley, TN: 35 in March 2026; Bradley, TN: 45 in October 2026 (worse); Bradley, TN climate component 40; Bradley, TN NFIP claims score 52.
How many flood-insurance claims has Bradley County, TN had?
Bradley, TN: 1 NFIP claims, three years; Bradley, TN paid $3,057; per Bradley, TN claim $3,057; carriers reprice Bradley, TN against that record.
Which Bradley County ZIP codes carry the most insurance distress (TN)?
Bradley, TN, June 2026: 37353 at 0, 37311 at 0, 37312 at 0, 37323 at 0; Bradley, TN climate scores there: 78, 76, 75, 75.
Why does Bradley, TN insurance distress create sellers?
A Bradley, TN premium outruns the Bradley, TN budget; a carrier leaves Bradley, TN; Bradley, TN carrying cost passes plan; Bradley, TN owners sell while current; Bradley, TN insurance distress leads Bradley, TN foreclosure data.