ZIP 37708 Foreclosure, Tax-Lien & Distress Report
Grainger County, Tennessee · High Vacancy market
ZIP code 37708 in Grainger County, Tennessee carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (49/100), institutional ownership (39/100), structural risk (32/100). structural risk (32/100) and mortgage stress (17/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). The split runs 32/100 structural to 5/100 active on the ground.
Prices here sit in a neutral phase: values rose 3.8% over the trailing year, and 20% higher over three years (phase confidence 22/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The vacancy rate is 20.3% — elevated. The poverty rate is 17.5% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 74% of homes, renters 26%. Rent burden reaches 35% of tenant households. Educational attainment sits at 16% bachelor's-or-above. A median home runs $168,900 here, or 3.6 times local income. Population is roughly 6,248 with a median age of 47. At $45,331, median income runs below typical U.S. levels. There are about 3,417 housing units across 37708.
Net-net, 37708 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 37708 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 37708 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 37708 stays directly comparable to neighboring ZIPs and the rest of Grainger County, Tennessee. Every figure is auditable to a public dataset and refreshed on ingest; 37708 shows blanks, not estimates, wherever the record is sparse.
The 15/100 for 37708 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 37708 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 37708
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 37708 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 37708, the same set carried on every parcel.
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Rules-based scoring — each signal ties to a public dataset · methodology