ZIP 37814 Property Distress & Foreclosure Data

DLRadar grades ZIP 37814 (Hamblen County, Tennessee) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (63/100), structural risk (46/100), institutional ownership (44/100). By contrast, mortgage stress (17/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (81/100). The latent-versus-live split is 46/100 structural and 5/100 already moving.

The market reads expansion — home values rose 6.2% year on year, 1.6% off the recent peak, and 25% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $220,500, an affordability ratio of 3.8× — accessible. 18.1% of residents fall below the poverty threshold. Median household income is $51,083, below the U.S. median near $78,000. Educational attainment sits at 22% bachelor's-or-above. Around 44% of renters are cost-burdened. The ZIP holds roughly 15,397 housing units. DLRadar's demographic-stress index for the area reads 34/100. Owners hold 64% of homes, renters 36%. The vacancy rate is 8.0%. About 34,842 people live here, median age 40.

Net-net, 37814 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.