ZIP 37814 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 37814 in Hamblen County, Tennessee comes in at 19, a low composite-distress reading. The pressure is most legible in institutional ownership (48/100), structural risk (39/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (89/100). Latent structural risk is 39/100 while live distress already moving reads 5/100.

The peak-phase market in 37814 posted values that held roughly flat over the year, 1.1% off the recent peak, and 25% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $220,500 (3.8× income, relatively affordable). Roughly 18.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $51,083, median income runs below typical U.S. levels. Around 22% of adults hold a bachelor's degree or higher. Rent burden reaches 44% of tenant households. There are about 15,397 housing units across 37814. The demographic-stress sub-score lands at 34/100. 64% of housing is owner-occupied. Vacancy runs 8.0%. Population is roughly 34,842 with a median age of 40.

Net-net, 37814 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 37814 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Hamblen County, Tennessee and the nation. Nothing here is interpolated — where a source is thin for 37814, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 19/100 for 37814 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 37814 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.