Jefferson County, TN: Foreclosures, Tax Liens & Distressed Properties

Jefferson County, TN, Tennessee: 10 ZIP codes scored, Jefferson County, TN averaging 22/100 (low, Jefferson, TN), from 15 to 33. Jefferson County, TN is in its peak phase (Jefferson, TN confidence 29/100): Jefferson, TN home prices up 0.1% (Jefferson, TN) over twelve months, 1.1% under their peak. Jefferson County, TN lender headwind: 49/100.

Highest-scoring Jefferson County, TN ZIPs: 37821 (33/100), 37764 (29/100), 37876 (29/100), 37871 (22/100), 37725 (19/100), 37760 (19/100). Also scored in Jefferson County, TN: 37820, 37890, 37877, 37813.

Across Jefferson County, TN's scored ZIPs: median home value $228,550, household income $59,505, 13.0% vacancy, 13.6% poverty, 75% owner-occupied, median age 44.1.

Jefferson County, TN insurance distress 35/100 (#1,485 in the US); FEMA hazard 68/100 for Jefferson, TN; 8 federal disaster declarations in Jefferson County, TN since 2023; Jefferson, TN construction distress 44/100.

8 banks with 12 branches lend in Jefferson County, TN; Jefferson, TN weighted bank stress 60/100, highest 71/100 in Jefferson, TN.

Jefferson County, TN unemployment 3.5% (Jefferson, TN -0.9 pts, six months); 321 new housing units permitted in Jefferson County, TN over twelve months, Jefferson, TN up 2% from 315; Jefferson, TN home prices +14.2% a year (Jefferson, TN) over three years.

25,632 housing units in Jefferson County, TN; 5,544 Jefferson, TN renter households; 38% of Jefferson, TN renters spend 30%+ of income on rent, 17% (Jefferson, TN) half or more.

Jefferson County, TN ranks #999 nationally on the opportunity index (Jefferson, TN, among all ranked counties); Jefferson, TN scores 31.2/100 and Jefferson, TN sits #17 inside Tennessee. Jefferson, TN is in the watchlist opportunity phase; Jefferson, TN's primary driver is vacancy, Jefferson, TN second driver bank institutional; Jefferson, TN moved up 349 places. 19 short-sale listings across Jefferson, TN; 90 days on market observed in Jefferson, TN; 14.2% vacancy over 10 Jefferson, TN ZIPs.

No CFPB county sample covers Jefferson County, TN. The non-metro area reading for Jefferson, TN: 1.3% ninety-plus days late; Jefferson, TN's thirty-to-eighty-nine share is 3.3% (Jefferson, TN, December 2025 data); Tennessee overall 0.9%.

Jefferson County, TN has 5 watched banks; 5 Jefferson, TN banks sit in an elevated band. Jefferson, TN footprints: Citizens National Bank (3 branches, stress 51) in Jefferson, TN; First Peoples Bank Of Tn (2 branches, stress 69) in Jefferson, TN; Firstbank (2 branches, stress 55) in Jefferson, TN.

HUD lists 1 assisted multifamily property in Jefferson County, TN with 12 units; 12 Jefferson, TN units are assisted.

3,815 of the 25,632 housing units in Jefferson, TN sit vacant. Jefferson County, TN permitted 18 multifamily units in twelve months; Jefferson, TN's one-to-four unit structures added 303 units in Jefferson County, TN.