Jefferson County, TN: Foreclosures, Tax Liens & Distressed Properties

For Jefferson County, Tennessee, DLRadar turns county and parcel public records into a single distress score per ZIP. The county's lending-headwind score sits at 49/100 (moderate). There are 10 scored ZIPs in the county (mean composite 23/100). ZIP-level distress ranges from 33/100 at the top down to 19/100.

The county market is in a peak phase: home prices held roughly flat over the past year, sitting 1.1% below its cycle peak (phase confidence 29/100). This late in the run, blanket buying underperforms — the edge is parcel by parcel.

With Jefferson County flat at +0.1% YoY (29/100 confidence), the discount lives in outliers — target the few ZIPs carrying distress. A mid-cycle 49/100 lender reading points to both signal sets in play here.

The most-distressed ZIP codes in Jefferson County are 37821 (33/100), 37764 (29/100), 37876 (29/100), 37871 (24/100), 37725 (20/100), 37760 (20/100), each with its own full DLRadar report. Further scored ZIPs: 37820, 37890, 37813, 37877.

By the numbers, Jefferson County's scored ZIPs run 13.6% of households below the poverty line, home values averaging roughly $228,550, below the US, household income averaging about $59,505, below the national median, 13% of units sitting vacant, residents with a median age around 44.1, an owner-occupied share of 75%. These fundamentals signal who sells under pressure and how fast a deal moves.

With a low 23/100 reading over 10 ZIPs, distress here is parcel-specific rather than a blanket buy. Subscribers get each Jefferson County parcel's owner, mailing address, APN, a distress score and bank-exposure read.

The distress read for Jefferson County, Tennessee is refreshed as new public records post and uses the same methodology coast to coast, so Jefferson County stays directly comparable to any other market you track.

Jefferson County, Tennessee is best worked from the top of the score down; blanket outreach across Jefferson County dilutes effort that the ZIP-level numbers would have focused. Every Jefferson County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

The ZIP breakdown for Jefferson County leads with 37821 (33/100), 37764 (29/100), 37876 (29/100), 37871 (24/100), 37725 (20/100), 37760 (20/100). DLRadar also scores 37820, 37890, 37813, 37877 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Jefferson County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.