Cocke County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cocke County, Tennessee? DLRadar grades every Cocke County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Cocke County breakdown.
- Cocke County's most distressed ZIP is 37713 at 33/100.
- 8 ZIP codes tracked in Cocke County, averaging 32/100 distress.
- Cocke County reads peak — home values up 2.0% year over year.
- Vacancy runs 15.7% across Cocke County's tracked ZIPs, with a 15.6% poverty rate.
- The typical Cocke County home is worth about $161,888 against a ~$50,107 median income.
- Lending headwind in Cocke County sits at 61/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 37713 | 33/100 |
| 2 | 37727 | 33/100 |
| 3 | 37753 | 33/100 |
| 4 | 37821 | 33/100 |
| 5 | 37843 | 33/100 |
| 6 | 37743 | 31/100 |
| 7 | 37818 | 31/100 |
| 8 | 37722 | 29/100 |
Most distressed ZIP codes in Cocke County (composite distress 0-100, 2026)
What is driving Cocke County distress
The Cocke County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 32/100 ZIP average. No proprietary or modelled inputs enter the score.
Cocke County market phase and pricing
The cycle in Cocke County is peak, with values up 2.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Cocke County
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What people ask
Which part of Cocke County, TN scores highest for distress?
ZIP 37713 leads Cocke County at 33/100, recomputed monthly from public records.
How would you describe the Cocke County market phase?
Cocke County is classified peak with a 2.0% year-over-year increase, following the FHFA House Price Index.
Can the Cocke County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 8 Cocke County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Cocke County ZIP codes?
A single county score papers over real variation. Across the Cocke County ZIPs DLRadar ranks, scores run from 33/100 in 37713 down to 29/100 in 37722, against a Cocke County average of 32/100. That 4-point gap is why acquisition targeting in Cocke County works at ZIP level rather than county level.
What do Cocke County home values and vacancy say about distressed supply?
The typical Cocke County home carries about $161,888 of value against a median household income near $50,107. Vacancy across Cocke County's tracked ZIPs runs 15.7% and the poverty rate is 15.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Cocke County's foreclosure and tax-lien record and its 61/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.