Cocke County, TN: Home-Insurance Distress & Forced-Sale Pressure
Cocke County, TN: 89/100 (severe) home-insurance distress; Cocke, TN band HIGH; Cocke, TN #127 of 3,222 counties; Cocke, TN #1 of 95 in Tennessee.
FEMA hazard, Cocke, TN: 84/100; Cocke, TN declarations, three years: 10; Cocke, TN perils: 4 tropical-storm, 2 severe-storm; Cocke, TN five-year count 12 (severity 20.0); Cocke, TN ten-year 12; hazard-weighted, Cocke, TN: 14.0.
Declared incidents on the Cocke, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Cocke, TN); 2024 Tropical Storm 4; 2023 Winter Storm 2 (Cocke, TN).
NFIP claims, Cocke, TN, three years: 45; Cocke, TN payouts $5,350,965; per Cocke, TN claim $118,910; Cocke, TN claim-stress 97/100.
Cocke, TN monthly score rose, 87 (March 2026) to 89 (October 2026); Cocke, TN by month: March 87, April 87, May 92, June 92 (Cocke, TN), July 89, August 96, September 90, October 89.
Cocke, TN components: climate 83, NFIP claims 97; Cocke, TN retreat index 89.
Construction distress, Cocke, TN: 94/100 as of August 2026 (Cocke, TN: 96/100 one-to-four unit, 43/100 multifamily).
Cocke, TN ZIPs, June 2026 (Cocke, TN, 8 highest): score 0 (Cocke, TN), climate 52 (Cocke, TN): 37722, 37743, 37818; score 0 (Cocke, TN), climate 48 (Cocke, TN): 37713, 37727, 37753, 37821, Cocke, TN 37843.
DLRadar rescores Cocke, TN monthly; Cocke, TN readings join Cocke, TN foreclosure, lien and ownership parcels (Cocke, TN), so cost-squeezed Cocke, TN owners surface before listing.
Inside Tennessee, Cocke County ranks 1st of 95 counties for home-insurance distress at 89/100; Carter County (88/100) sits just below Cocke County.
Deterministic. Every Cocke County, TN signal traces to a public Cocke dataset (FEMA, NFIP, Census for Cocke, TN) · how insurance distress works in Cocke, TN · methodology
FAQ: Cocke County, TN insurance distress
What is the Cocke County, TN home-insurance-distress score?
Cocke, TN: 89/100 (HIGH), #127 of 3,222, #1 in Tennessee. FEMA hazard, Cocke, TN: 84/100; NFIP stress, Cocke, TN: 97/100; construction, Cocke, TN: 94/100; Cocke, TN rescores monthly.
Is Cocke County insurance distress getting better or worse (TN)?
Cocke, TN: 87 in March 2026; Cocke, TN: 89 in October 2026 (worse); Cocke, TN climate component 83; Cocke, TN NFIP claims score 97.
How many flood-insurance claims has Cocke County, TN had?
Cocke, TN: 45 NFIP claims, three years; Cocke, TN paid $5,350,965; per Cocke, TN claim $118,910; carriers reprice Cocke, TN against that record.
Which Cocke County ZIP codes carry the most insurance distress (TN)?
Cocke, TN, June 2026: 37722 at 0, 37743 at 0, 37818 at 0, 37713 at 0; Cocke, TN climate scores there: 52, 52, 52, 48.
Why does Cocke, TN insurance distress create sellers?
A Cocke, TN premium outruns the Cocke, TN budget; a carrier leaves Cocke, TN; Cocke, TN carrying cost passes plan; Cocke, TN owners sell while current; Cocke, TN insurance distress leads Cocke, TN foreclosure data.