Buncombe County, NC: Foreclosures, Tax Liens & Distressed Properties

Buncombe County, NC, North Carolina: 20 ZIP codes scored, Buncombe County, NC averaging 28/100 (low, Buncombe, NC), from 25 to 29. Buncombe County, NC is in its peak phase (Buncombe, NC confidence 18/100): Buncombe, NC home prices up 0.8% (Buncombe, NC) over twelve months. Buncombe County, NC lender headwind: 47/100.

Highest-scoring Buncombe County, NC ZIPs: 28709 (29/100), 28715 (29/100), 28730 (29/100), 28757 (29/100), 28770 (29/100), 28778 (29/100). Also scored in Buncombe County, NC: 28801, 28803, 28804, 28805, 28806, 28701, 28704, 28711, 28732, 28748.

Across Buncombe County, NC's scored ZIPs: median home value $400,579, household income $69,238, 24.9% vacancy, 10.1% poverty, 69% owner-occupied, median age 43.6.

Buncombe County, NC insurance distress 87/100 (#179 in the US); FEMA hazard 78/100 for Buncombe, NC; 6 federal disaster declarations in Buncombe County, NC since 2023; 508 Buncombe, NC NFIP flood claims, $81.6M paid.

22 banks with 67 branches lend in Buncombe County, NC; Buncombe, NC weighted bank stress 61/100, highest 83/100 in Buncombe, NC.

Buncombe County, NC unemployment 3.2% (Buncombe, NC -0.5 pts, six months); 3,290 new housing units permitted in Buncombe County, NC over twelve months, Buncombe, NC up 54% from 2,130; Buncombe, NC home prices +10.5% a year (Buncombe, NC) over three years.

134,483 housing units in Buncombe County, NC; 36,513 Buncombe, NC renter households; 49% of Buncombe, NC renters spend 30%+ of income on rent, 21% (Buncombe, NC) half or more.

Buncombe County, NC ranks #833 nationally on the opportunity index (Buncombe, NC, among all ranked counties); Buncombe, NC scores 31.8/100 and Buncombe, NC sits #43 inside North Carolina. Buncombe, NC is in the watchlist opportunity phase; Buncombe, NC's primary driver is vacancy, Buncombe, NC second driver bank institutional; Buncombe, NC moved up 249 places. 51 short-sale listings across Buncombe, NC; 74 days on market observed in Buncombe, NC; 21.4% vacancy over 20 Buncombe, NC ZIPs.

0.6% of Buncombe County, NC mortgages were ninety-plus days late in December 2025; Buncombe, NC's thirty-to-eighty-nine-day share was 1.1% (CFPB county sample). Buncombe, NC's ninety-day rate is up 0.3 points on twelve months earlier; the Buncombe, NC peak since 2008 was 2.9% in May 2010; North Carolina overall reads 0.9%.

Buncombe County, NC has 6 watched banks; 6 Buncombe, NC banks sit in an elevated band. Buncombe, NC footprints: First-Citizens Bank&Trust Co (11 branches, stress 71) in Buncombe, NC; First Bank (8 branches, stress 47) in Buncombe, NC; Truist Bank (6 branches, stress 62) in Buncombe, NC.

HUD lists 19 assisted multifamily properties in Buncombe County, NC with 1,981 units; 421 Buncombe, NC units are assisted, 4 Buncombe, NC properties under project-based Section 8.

32,628 of the 134,483 housing units in Buncombe, NC sit vacant. Buncombe County, NC permitted 2,212 multifamily units in twelve months; Buncombe, NC's one-to-four unit structures added 1,078 units in Buncombe County, NC.