ZIP 28803 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 28803 (Buncombe County, North Carolina) lands at 29/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), climate & FEMA risk (89/100), FEMA disaster exposure (84/100). Structural exposure scores 63 and live distress 9 on the 0–100 scale. What sets it apart are the readings on institutional ownership (67/100), structural risk (63/100), mortgage stress (29/100). By contrast, mortgage stress (29/100) register low.

The market reads peak — home values rose 0.8% year on year, and 12% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 18,441 housing units. 12.1% of residents fall below the poverty threshold. Population is roughly 34,750 with a median age of 42. Educational attainment sits at 50% bachelor's-or-above. At $70,638, median income runs near typical U.S. levels. 53% of housing is owner-occupied. Rent burden reaches 49% of tenant households. The typical home is worth about $452,900 (5.8× income). The demographic-stress sub-score lands at 40/100. Vacancy runs 24.2%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 28803 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 28803 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 28803 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Buncombe County, North Carolina and the nation. Where the public record is thin for 28803, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 figure for 28803 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 28803 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.