ZIP 28803 Property Distress & Foreclosure Data

ZIP code 28803 in Buncombe County, North Carolina carries a composite property-distress score of 39/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (99/100), climate & FEMA risk (89/100), FEMA disaster exposure (88/100)). On the structural side it scores 87/100, with 9/100 of stress already active. What sets it apart are the readings on construction/permit lag (93/100), structural risk (87/100), institutional ownership (69/100). On the quiet end sit mortgage stress (29/100).

The contraction-phase market in 28803 posted values that fell 0.9% over the year, and 12% higher over three years (phase confidence 49/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The ZIP holds roughly 18,441 housing units. Roughly 12.1% live below the poverty line. Population is roughly 34,750 with a median age of 42. About 50% have a four-year degree. Households earn a median $70,638 — near the roughly $78,000 national figure. The tenure split is 53% owner-occupied to 47% rented. Around 49% of renters are cost-burdened. A median home runs $452,900 here, or 5.8 times local income. On demographic stress specifically, 28803 scores 40/100. The vacancy rate is 24.2% — elevated.

On the whole, 28803 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.