Buncombe County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Buncombe County, North Carolina? DLRadar grades every Buncombe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Buncombe County breakdown.
- Buncombe County's most distressed ZIP is 28759 at 31/100.
- 20 ZIP codes tracked in Buncombe County, averaging 29/100 distress.
- Buncombe County reads peak — home values up 0.8% year over year.
- Vacancy runs 24.9% across Buncombe County's tracked ZIPs, with a 10.1% poverty rate.
- The typical Buncombe County home is worth about $400,579 against a ~$69,238 median income.
- Lending headwind in Buncombe County sits at 47/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28759 | 31/100 |
| 2 | 28792 | 31/100 |
| 3 | 28732 | 30/100 |
| 4 | 28701 | 29/100 |
| 5 | 28704 | 29/100 |
| 6 | 28709 | 29/100 |
| 7 | 28715 | 29/100 |
| 8 | 28730 | 29/100 |
| 9 | 28757 | 29/100 |
| 10 | 28770 | 29/100 |
| 11 | 28778 | 29/100 |
| 12 | 28787 | 29/100 |
Most distressed ZIP codes in Buncombe County (composite distress 0-100, 2026)
What is driving Buncombe County distress
Buncombe County's placement in the national index rests on public filings — a 29/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Buncombe County market phase and pricing
Phase for Buncombe County: peak (+0.8% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Buncombe County
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Questions and answers
What is the hardest-hit ZIP in Buncombe County?
ZIP 28759 leads Buncombe County at 31/100, recomputed monthly from public records.
What stage of the price cycle is Buncombe County at?
FHFA price-index movement places Buncombe County in peak; prices are up 0.8% over twelve months.
What is this Buncombe County analysis built from?
Each Buncombe County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 20 local ZIPs and every other county in the country.
How much do distress scores vary between Buncombe County ZIP codes?
Averaging the county conceals how uneven it is. Across the Buncombe County ZIPs DLRadar ranks, scores run from 31/100 in 28759 down to 29/100 in 28787, against a Buncombe County average of 29/100. Because the gap runs to 2 points, Buncombe County rewards ZIP-level precision.
What do Buncombe County home values and vacancy say about distressed supply?
The typical Buncombe County home carries about $400,579 of value against a median household income near $69,238. Vacancy across Buncombe County's tracked ZIPs runs 24.9% and the poverty rate is 10.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Buncombe County's foreclosure and lien filings and its 47/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.