ZIP 28801 Property Distress & Foreclosure Data

Composite property distress in 28801 (Buncombe County, North Carolina) lands at 39/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), climate & FEMA risk (89/100), FEMA disaster exposure (88/100). The latent-versus-live split is 87/100 structural and 9/100 already moving. The sharpest non-environmental signals are construction/permit lag (93/100), structural risk (87/100), institutional ownership (69/100). mortgage stress (29/100) stay muted.

Prices here sit in a contraction phase: values fell 0.9% over the trailing year, and 6% higher over three years (phase confidence 49/100). Falling values surface more motivated sellers and below-market exits.

37% of housing is owner-occupied. The poverty rate is 26.2% — high, a tax-stress and distress correlate. Around 42% of renters are cost-burdened. The vacancy rate is 28.4% — elevated. The ZIP holds roughly 9,014 housing units. The demographic-stress sub-score lands at 54/100. Around 53% of adults hold a bachelor's degree or higher. 13,580 residents call 28801 home, typically aged 43. At $51,125, median income runs below typical U.S. levels. The typical home is worth about $548,100 (9.4× income, severely stretched).

Taken together, 28801 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.