ZIP 28806 Foreclosure, Tax-Lien & Distress Report
Buncombe County, North Carolina · High Vacancy market
In Buncombe County, North Carolina, ZIP 28806 scores 29 of 100 for composite distress, a low level on DLRadar's distress index. Latent structural risk is 62/100 while live distress already moving reads 9/100. What sets it apart are the readings on institutional ownership (63/100), structural risk (62/100), mortgage stress (29/100). On the quiet end sit mortgage stress (29/100). Climate and flood risk are elevated too — flood (NFIP) exposure (100/100), climate & FEMA risk (89/100), FEMA disaster exposure (77/100).
The market reads peak — home values rose 0.8% year on year, and 14% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 20.0% — elevated. 14.0% of residents fall below the poverty threshold. A median home runs $359,200 here, or 5.6 times local income. About 45% have a four-year degree. 57% of housing is owner-occupied. The demographic-stress sub-score lands at 39/100. The ZIP holds roughly 22,031 housing units. Households earn a median $59,925 — below the roughly $78,000 national figure. About 45,644 people live here, median age 38. Rent burden reaches 45% of tenant households.
Net-net, 28806 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 28806 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 28806's 29/100 can be lined up against any neighbor in Buncombe County, North Carolina or any ZIP coast to coast. 28806 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
28806's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 28806 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 28806’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 28806 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Buncombe County ZIP reports
Nearest ZIP codes to 28806
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 28806
Other reports tied to Buncombe County, North Carolina — ZIP, county and statewide.
Open the complete 28806 acquisition file
Get every distressed property in 28806 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology