Madison County, NC: Foreclosures, Tax Liens & Distressed Properties

Madison County, North Carolina is mapped parcel-to-ZIP by DLRadar's public-record distress engine. Bank/credit headwind for the county is 52 on a 0–100 scale, a moderate reading. Individual Madison County ZIPs score between 26 and 29 on the 0–100 composite. There are 6 scored ZIPs in the county (mean composite 28/100).

The county market is in a peak phase: home prices rose 0.8% over the past year, at 18/100 phase confidence. On a market plateau, the average masks the outliers with opportunity concentrated by ZIP.

Near the cycle top at +0.8% YoY (18/100 confidence), the discount lives in outliers and a county-wide sweep stays on the shelf. A mid-cycle 52/100 lender reading means both signal sets in play here.

Distress concentrates in ZIP 28701 (29/100), ZIP 28787 (29/100), ZIP 28743 (28/100), ZIP 28748 (28/100), ZIP 28754 (27/100), ZIP 28753 (26/100) — drill into any for the parcel-level read.

Profile-wise, Madison County's scored ZIPs report 21.9% of units sitting vacant, 10.7% of households below the poverty line, residents with a median age around 43.2, median home values around $297,800 (below the national figure), a median household income near $69,580 (near the US norm), an owner-occupied share of 78%. Taken together, they frame how much distress reaches the market and how fast it moves.

All in at 28/100 over 6 ZIPs, Madison County rewards parcel-by-parcel work and not a county-wide play. Unlock Madison County to see every parcel's owner and contact detail, APN, score, bank exposure and an exit-velocity estimate.

Because Madison County, North Carolina is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Madison County against neighboring markets or the rest of North Carolina on equal footing.

In Madison County, North Carolina, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. Nothing in the Madison County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

The ZIP breakdown for Madison County leads with 28701 (29/100), 28787 (29/100), 28743 (28/100), 28748 (28/100), 28754 (27/100), 28753 (26/100). Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Madison County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.