Madison County, NC: Foreclosures, Tax Liens & Distressed Properties

Madison County, NC, North Carolina: 6 ZIP codes scored, Madison County, NC averaging 28/100 (low, Madison, NC), from 26 to 29. Madison County, NC is in its peak phase (Madison, NC confidence 18/100): Madison, NC home prices up 0.8% (Madison, NC) over twelve months. Madison County, NC lender headwind: 52/100.

Highest-scoring Madison County, NC ZIPs: 28701 (29/100), 28787 (29/100), 28743 (28/100), 28748 (28/100), 28754 (27/100), 28753 (26/100).

Across Madison County, NC's scored ZIPs: median home value $297,800, household income $69,580, 21.9% vacancy, 10.7% poverty, 78% owner-occupied, median age 43.2.

Madison County, NC insurance distress 86/100 (#211 in the US); FEMA hazard 78/100 for Madison, NC; 6 federal disaster declarations in Madison County, NC since 2023; 41 Madison, NC NFIP flood claims, $7.9M paid; Madison, NC construction distress 59/100.

2 banks with 2 branches lend in Madison County, NC; Madison, NC weighted bank stress 59/100, highest 71/100 in Madison, NC.

Madison County, NC unemployment 3.3% (Madison, NC -0.5 pts, six months); 153 new housing units permitted in Madison County, NC over twelve months, Madison, NC down 22% from 196; Madison, NC home prices +11.0% a year (Madison, NC) over three years.

11,356 housing units in Madison County, NC; 1,853 Madison, NC renter households; 32% of Madison, NC renters spend 30%+ of income on rent, 19% (Madison, NC) half or more.

Madison County, NC ranks #166 nationally on the opportunity index (Madison, NC, among all ranked counties); Madison, NC scores 36.2/100 and Madison, NC sits #7 inside North Carolina. Madison, NC is in the peak_opportunity opportunity phase; Madison, NC's primary driver is vacancy, Madison, NC second driver bank institutional; Madison, NC moved down 29 places. 8 short-sale listings across Madison, NC; 72 days on market observed in Madison, NC; 24.0% vacancy over 6 Madison, NC ZIPs.

No CFPB county sample covers Madison County, NC. The metro area reading for Madison, NC (Asheville, NC): 0.5% ninety-plus days late; Madison, NC's thirty-to-eighty-nine share is 1.3% (Madison, NC, December 2025 data); North Carolina overall 0.9%.

Madison County, NC has 2 watched banks; 2 Madison, NC banks sit in an elevated band. Madison, NC footprints: First-Citizens Bank&Trust Co (1 branch, stress 71) in Madison, NC; First Bank (1 branch, stress 47) in Madison, NC.

HUD lists 1 assisted multifamily property in Madison County, NC with 7 units; 6 Madison, NC units are assisted, 1 Madison, NC properties under project-based Section 8.

3,014 of the 11,356 housing units in Madison, NC sit vacant. Madison County, NC permitted 0 multifamily units in twelve months; Madison, NC's one-to-four unit structures added 153 units in Madison County, NC.