Madison County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Madison County, North Carolina? DLRadar grades every Madison County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Madison County breakdown.
- Madison County's most distressed ZIP is 28701 at 29/100.
- 6 ZIP codes tracked in Madison County, averaging 28/100 distress.
- Madison County reads peak — home values up 0.8% year over year.
- Vacancy runs 21.9% across Madison County's tracked ZIPs, with a 10.7% poverty rate.
- The typical Madison County home is worth about $297,800 against a ~$69,580 median income.
- Lending headwind in Madison County sits at 52/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28701 | 29/100 |
| 2 | 28787 | 29/100 |
| 3 | 28743 | 28/100 |
| 4 | 28748 | 28/100 |
| 5 | 28754 | 27/100 |
| 6 | 28753 | 26/100 |
Most distressed ZIP codes in Madison County (composite distress 0-100, 2026)
What is driving Madison County distress
Madison County's placement in the national index rests on public filings — a 28/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Madison County market phase and pricing
Madison County currently sits in peak after a 0.8% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Madison County
Everything summarised here for Madison County is free. Start a trial to see the scored parcels, owners and filings underneath — nothing charged today.
Card-free · live data across the whole platform for a week.
Frequently asked
Which ZIP code leads Madison County on distress?
ZIP 28701 leads Madison County at 29/100, recomputed monthly from public records.
How would you describe the Madison County market phase?
The market phase for Madison County is peak, prices rising 0.8% on the year — derived from the FHFA House Price Index path.
Can the Madison County figures be verified?
Each Madison County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 6 local ZIPs and every other county in the country.
How much do distress scores vary between Madison County ZIP codes?
Averaging the county conceals how uneven it is. Across the Madison County ZIPs DLRadar ranks, scores run from 29/100 in 28701 down to 26/100 in 28753, against a Madison County average of 28/100. The 3-point range is the argument for ZIP-level search across Madison County.
What do Madison County home values and vacancy say about distressed supply?
The typical Madison County home carries about $297,800 of value against a median household income near $69,580. Vacancy across Madison County's tracked ZIPs runs 21.9% and the poverty rate is 10.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Madison County's foreclosure and tax-lien record and its 52/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.