Mcdowell County, NC: Foreclosures, Tax Liens & Distressed Properties
Mcdowell County, North Carolina sits inside DLRadar's nationwide distress index, built entirely from public records. The county's lending-headwind score sits at 51/100 (moderate). 9 ZIP codes are tracked county-wide, averaging 28/100 distress. Individual Mcdowell County ZIPs score between 21 and 32 on the 0–100 composite.
The peak-phase county posted home values that rose 1.9% over twelve months (phase confidence 18/100). With values leveling off, broad sweeps stop paying leaving the wins in individual deals.
With Mcdowell County flat at +1.9% YoY (18/100 confidence), the wins are surgical so the headline market won't hand it over. A mid-cycle 51/100 lender reading points to both signal sets in play here.
The most-distressed ZIP codes in Mcdowell County are 28167 (32/100), 28752 (31/100), 28762 (31/100), 28749 (29/100), 28761 (29/100), 28655 (28/100), each with its own full DLRadar report. Further scored ZIPs: 28711, 28657, 28777.
On the housing-and-income side, Mcdowell County's scored ZIPs show a median household income near $56,784 (below the US norm), 12.7% of households below the poverty line, a median age of 49.7, vacancy near 24.3%, 81% owner-occupancy, home values averaging roughly $225,563, below the US. Numbers like these drive both the distress on offer and the exit velocity.
Net of it all, 28/100 over 9 ZIPs means the edge is selective acquisition rather than a blanket buy. Unlock Mcdowell County to see every parcel's owner and contact detail, APN, a parcel-level score plus bank exposure and liquidity read.
Because Mcdowell County, North Carolina is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Mcdowell County against neighboring markets or the rest of North Carolina on equal footing.
The way to work Mcdowell County, North Carolina is top-down — start with the highest-scoring ZIPs (up to 32/100 here), then drill to the parcels driving those numbers, rather than blanketing Mcdowell County with undifferentiated outreach. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Mcdowell County data is thin.
Drilling in, Mcdowell County's highest-scoring ZIPs are 28167 (32/100), 28752 (31/100), 28762 (31/100), 28749 (29/100), 28761 (29/100), 28655 (28/100). DLRadar also scores 28711, 28657, 28777 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.
DLRadar's composite for Mcdowell County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 28167 | NC | 32 | |||
| 28752 | NC | 31 | |||
| 28762 | NC | 31 | |||
| 28749 | NC | 29 | |||
| 28761 | NC | 29 | |||
| 28655 | NC | 28 | |||
| 28711 | NC | 28 | |||
| 28657 | NC | 23 |
Highest-distress Mcdowell County ZIP codes
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The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.
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